Over 20 years of Retail Banking experience with renowned banks in GCC.Result-oriented Banker with exceptional business acumen to lead business, identify key business levers and mobilize bank-wide resources to turnaround business.Expertise in Branch/Channel management, Product Management: Assets, Liabilities, Cards (Issuing & Acquiring), FX, E-channels, Bancassurance, Payments, E-trading and Structured Products.Strong inclination for driving growth in products and segment portfolio.Specialties - Product Development and Management - Assets, Liabilities, Cards (issuing & acquiring), E-channels, Structured Products.- Channel Management: Branch, E-channels, RMs and DSAs.- Segment Management: Group Banking, Ethnic, Multicultural, Mass Market, Affluent and Ultra HNWI.- Management of : Liquidity, NPAs, Fee Income, Interest Rates, CoF, NIM, , FX, Interchange Income, Credit Policies and Risk Management.
Listed skills include Banking, Retail Banking, Credit Cards, Business Analysis, and 7 others.