Rica Drummond, Mba Email & Phone Number

Remote

Remote

- Managed credit quality and availability of a portfolio of 100+ wholesale counterparties on a daily basis- Provided clear analysis and presentation of financial and credit data to stakeholders for credit limits approval- Managed collateral arrangements for Gas South to minimize cost of capital- Managed collateral arrangements with counterparties and retail customers to maintain risk management strategies- Performed large commercial and industrial credit analysis for prospective customer credit decisions, independently approved up to $250,000 credit limit per account- Forecasted daily cash requirements and credit facility needs- Managed daily cash activities (wires, loan requests and account funding) for all bank accounts to ensure payment obligations and timelines are met- Upheld security and internal controls to safeguard cash transactions- Supported month-end accounting close process and variance analytics for bad debt and interest accrual- Assisted with preparation of annual budgets and forecasts for bad debt and credit revolver- Lead new hire and cross-departmental trainings- Improved operational and analytical efficiency through model creation and updates on existing modelsTrailblaze Mentorship Program Mentee 2022 and Wellness Committee Ambassador 2022-present

Gainesville, Florida

- Provided credit risk recommendations for retail customers through interpretation of financial statements, market information, economic projections and reports from credit reporting agencies- Monitored wholesale counterparty and retail exposure to ensure invoice activity is in line with established credit limits and relevant credit policies- Managed monthly bad debt analysis for the Accounting Department- Developed collaborative relationships internally and externally to support the team in meeting departmental and corporate goals

Worldwide

Member of LPGA Symetra Tour, NWGA and Cactus TourThis experience provided me the opportunity to further grow the skills developed throughout college, as well as, learn ownership, personal management, perseverance, decision making, networking, business planning, process improvement and problem-solving skills. It also exposed me to a variety of cultures, which broadened my world views and perspectives.

Starkville, Ms

This experience developed my performance analytics, goal-setting, work-ethics, time management, communication, team building and leadership skills. In addition to knowledge through my academic studies,

Master Of Business Administration - Mba, Business Administration And Management, General

Activities and Societies: Student Athlete, SAAC representative, M Club

Bachelor Of Arts - Ba, Economics, Gpa: 3.75/4.0, Magna Cum Laude Honors

Activities and Societies: Student Athlete, SAAC representative, M Club

Hospitality Administration/Management