Ricardo Gutierrez

Ricardo Gutierrez Email and Phone Number

Financial Strategist and Corp trainer @ American Dream Insurance Solutions
Torrance, CA, US
Ricardo Gutierrez's Location
Torrance, California, United States, United States
About Ricardo Gutierrez

Ricardo Gutierrez is a Financial Strategist and Corp trainer at American Dream Insurance Solutions. He is proficient in English and Spanish.

Ricardo Gutierrez's Current Company Details
American Dream Insurance Solutions

American Dream Insurance Solutions

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Financial Strategist and Corp trainer
Torrance, CA, US
Website:
icorelending.com
Employees:
14
Ricardo Gutierrez Work Experience Details
  • American Dream Insurance Solutions
    Financial Strategist And Corp Trainer
    American Dream Insurance Solutions
    Torrance, Ca, Us
  • Excellence Financial And Insurance Services
    Broker/ Partner
    Excellence Financial And Insurance Services Feb 2023 - Present
    Torrance, California, United States
    Helping families with Estate planning, Income Protection, and Retirement Planning.
  • Icore Lending, Inc
    Branch Manager
    Icore Lending, Inc Feb 2023 - Present
    Torance,Ca
  • Excellence Real Estate
    Office Manager / Broker / Owner
    Excellence Real Estate Jul 2019 - Present
    Torrance, California, United States
    Responsible for office growth. Recruit, train, and motivate new and experienced Real Estate agents by offering them the best industry support and network so they can thrive in any market.
  • The Financial Architects Llc
    Financial Strategist
    The Financial Architects Llc Apr 2018 - Present
    Torrance, California, United States
    Helping families build and maintain financial wealth through education and individualized planning. We provide clients with protection options through life insurance, annuities, and other investment vehicles that may be appropriate for the client.
  • Instamortgage
    Loan Officer/ Manager
    Instamortgage Feb 2022 - Feb 2023
    Cerritos, California, United States
    Responsible for establishing Realtor partnerships to help qualify more homebuyers to achieve the American dream of homeownership. Recruit, train, and motivate loan officers to be the most productive they could be and achieve production goals.
  • Essex Mortgage
    Manager
    Essex Mortgage Feb 2019 - Mar 2022
    Orange County, California Area
    Responsible for establishing Realtor partnerships to help qualify more homebuyers to achieve the American dream of homeownership. Recruit, train, and motivate loan officers to be the most productive they could be and achieve production goals.
  • Mountain West Financial, Inc.
    Sales Manager
    Mountain West Financial, Inc. Oct 2018 - Feb 2019
    Anaheim, California
    Responsible for establishing Realtor partnerships to help qualify more homebuyers to achieve the American dream of homeownership. Recruit, train, and motivate loan officers to be the most productive they could be and achieve production goals.
  • Finance Of America Mortgage Llc
    Sales Manager/Mortgage Advisor At Finance Of America Mortgage
    Finance Of America Mortgage Llc Mar 2018 - Oct 2018
    City Of Industry, Ca
  • Commerce Home Mortgage
    Branch Manager/ Senior Loan Officer
    Commerce Home Mortgage Apr 2017 - Feb 2018
    Torrance, Ca
    Responsible for establishing Realtor partnerships to help qualify more homebuyers to achieve the American dream of homeownership. Recruit, train, and motivate loan officers to be the most productive they could be and achieve production goals.
  • New American Funding
    Sales Manager
    New American Funding Sep 2016 - Apr 2017
    Torrance, California
  • Stearns Lending (Nmls #1854)
    Sales Manager
    Stearns Lending (Nmls #1854) Mar 2016 - Sep 2016
    Cerritos, Ca
    Responsible for establishing Realtor partnerships to help qualify more homebuyers to achieve the American dream of homeownership. Recruit, train, and motivate loan officers to be the most productive they could be and achieve production goals.
  • Stearns Lending (Nmls #1854)
    Production Assistant
    Stearns Lending (Nmls #1854) Oct 2013 - Mar 2016
    West Los Angeles
  • Green Tree Servicing
    Loan Officer Assistant
    Green Tree Servicing Feb 2013 - Sep 2013
    West Los Angeles ,Ca
  • Gmac Mortgage
    Loan Officer Assistant
    Gmac Mortgage Mar 2012 - Jan 2013
    West Los Angeles ,Ca
  • G3 Notary Services
    Mobile Notary Public/Signing Agent/ Owner
    G3 Notary Services Aug 2003 - Jan 2013
    South Bay
    Provide mobile notary services specializing in document signing services.
  • Metlife Home Loans
    Senior Sales Support Assistant
    Metlife Home Loans Dec 2010 - Oct 2012
    West Los Angeles
    Responsible for the operations of the sales office. Assists Branch Manager with the day to day operations. Work with all office sales reps and personnel with loan structuring, pricing, and escalations. Kept office abreast of any updates and necessary guideline/policy changes to avoid any adverse impact to their pipelines. Review pricing, new application, lock, and funding reports on a daily basis. On boarded all new sales associates in the region to ensure that their transition to the company was as smooth as possible. Assisted with branch marketing and advertising activities. Liaison between the mortgage consultants and operations personnel to resolve any file issues/discrepancies. Assist mortgage consultants with customer pre-qualification activities at builder business partner open houses. Maintained the branch in an operational state by assuring the sales associates have all the tools they need to perform their job.
  • Mortgage Capital Partners
    Sr Processor
    Mortgage Capital Partners Aug 2010 - Dec 2010
    Responsible for processing new and approved loans. Verify and clear any title issues identified. Maintained and worked on a pipeline of 100 loans on a monthly basis closing over 30 loans a month. Proficient in both Government and Conventional product guidelines. Process subordination requests, resolve appraisal disputes, and coordinate closings with escrow and borrowers. Proactively communication with customers, which include banking center associates, realtors, builders, etc. Worked with mortgage consultants to ensure a smooth closing for the customers.
  • Bank Of America
    Home Loan Specialist Ii/ Junior Underwriter/ Mortgage Loan Coordinator
    Bank Of America Feb 2007 - Aug 2010
    Responsible for processing loans approved by an underwriter and an automated decisioning system within my designated signing authority. Clear conditions and issue necessary changes to the terms on previously approved loans. Verify and clear any title issues identified. Proficient in both Government and Conventional product guidelines. Process subordination requests, resolve appraisal disputes, and coordinate closings with escrow and borrowers. Proactively communication with customers, which include banking center associates, realtors, builders, etc. Provide technical and guideline support to branch associates, both sales and fulfillment. Act as point of contact in the absence of branch operations manager to clear any questions, issues, and/or situations that may arise.Mortgage Loan CoordinatorResponsible for supporting high producing loan officers, in #1 Branch in Countrywide, in order to grow incremental Realtor and Builder business. Duties include taking incoming calls, quoting rates, performing pre-approvals, supplying fulfillment materials, taking loan applications, working up closing cost estimates, responding to status requests, supporting the upfront loan disclosure process, scheduling appointments, conducting routine mailing campaigns, interfacing with corporate and other CMD support units all in an effort to make the EHLC more productive. Responsible for customer service which outperforms the efforts of competitors, and which surpasses customer expectations, providing for repeat business, referral business and strong community presence. Experienced in processing all types of home loan products. With a strong emphasis on FHA and Bond home loan products. Have assisted with processing shortly after joining company. Have been an integral part of the branch as a go to person for home loan product/processing questions.

Frequently Asked Questions about Ricardo Gutierrez

What company does Ricardo Gutierrez work for?

Ricardo Gutierrez works for American Dream Insurance Solutions

What is Ricardo Gutierrez's role at the current company?

Ricardo Gutierrez's current role is Financial Strategist and Corp trainer.

What is Ricardo Gutierrez's email address?

Ricardo Gutierrez's email address is ri****@****ica.com

What is Ricardo Gutierrez's direct phone number?

Ricardo Gutierrez's direct phone number is +131071*****

Who are Ricardo Gutierrez's colleagues?

Ricardo Gutierrez's colleagues are Letty Hernandez, Maria G. Rocha, Geneva Risdon, Jesse Gomez, Thomas Stowe, Gonzalo Lemus Juarez, Manuel Gonzalez.

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