Ricardo Toledo
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Ricardo Toledo Email & Phone Number

Co-Founder and CPO at Akropoli Analytics & Tecnologia
Location: Santa Catarina, Brazil, Brazil 14 work roles 6 schools
1 work email found @akropoli.com.br LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

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Work email r****@akropoli.com.br
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Role
Co-Founder and CPO
Location
Santa Catarina, Brazil, Brazil
Company size

Who is Ricardo Toledo? Overview

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Quick answer

Ricardo Toledo is listed as Co-Founder and CPO at Akropoli Analytics & Tecnologia, a company with 9 employees, based in Santa Catarina, Brazil, Brazil. AeroLeads shows a work email signal at akropoli.com.br and a matched LinkedIn profile for Ricardo Toledo.

Ricardo Toledo previously worked as Co-Founder & CPO at Akropoli Analytics & Tecnologia and Advisory Board Member at Previsc - Previdência Complementar. Ricardo Toledo holds Graduation, Physics from Universidade Estadual De Campinas.

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Email format at Akropoli Analytics & Tecnologia

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{first}@akropoli.com.br
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Profile bio

About Ricardo Toledo

🚀 Innovation is more than just a buzzword to me; it is what motivates me every day. The possibilities that technology and new ideas bring to the table are incredible. I am particularly fascinated by the combination of the dynamism of startups and the strength of larger companies. It's like combining the energy of freshly brewed coffee with the refinement of aged wine - each complements and elevates the other.My diverse experiences in physics, finance, business administration, and knowledge engineering have taught me to look at things from different angles and find creative solutions to complex problems. Whether acting as an entrepreneur or as an intrapreneur in companies, I am always looking for ways to apply data science and artificial intelligence to better understand our customers and anticipate their needs. This ability to question the obvious and look for hidden solutions among data has helped me a lot in my work.I am passionate about sharing my experiences and helping other organizations find their own path to innovation. My goal is to inspire people to look to the future with courage and curiosity, regardless of whether they are a budding startup or an established company.If you believe that we can make the world a better place through technology and collaboration, let's talk! Together, we can discover what's possible and create a cooler, more human future.🤝 Who knows what we can do together?

Listed skills include Portfolio Management, Credit Cards, Banking, Credit Risk, and 45 others.

Current workplace

Ricardo Toledo's current company

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Akropoli Analytics & Tecnologia
Akropoli Analytics & Tecnologia
Co-Founder and CPO
Santa Catarina, Brazil
Website
Employees
9
AeroLeads page
14 roles

Ricardo Toledo work experience

A career timeline built from the work history available for this profile.

Co-Founder & Cpo

Current

Florianópolis, Santa Catarina, Brasil

Enable the world to use information to enhance people's well-being.

Apr 2020 - Present

Advisory Board Member

Current

Florianópolis, Santa Catarina, Brasil

I work to integrate innovation and new technologies into the organization’s strategy. My role involves supporting PREVISC in identifying and adopting technological trends and innovative solutions, fostering a forward-looking vision that enhances efficiency, modernization, and competitiveness in the private pension sector. Collaborating closely with the.

Feb 2024 - Present

Director Of Fintech Business Vertical

Current

Florianópolis, Santa Catarina, Brasil

Fintech Business Vertical is the network including technology-based companies associated to ACATE of varying sizes that operate in segments such as finance market, banks, methods of payment, blockchain, crypto coins, investments, operations management, among others.

Aug 2022 - Present

Founder

Florianópolis, Santa Catarina

Mentoring for Startups and Innovation, Digital Transformation and Analytics Projects. Specialist in financial innovation.

Jan 2020 - May 2021

Chief Analytics Officer

Florianópolis Area, Brazil

Leads organization’s data analytics strategy, driving data-related business changes in an effort to transform the company into a more analytics-driven one.

Feb 2018 - Dec 2019

Product And Crm Manager

Florianópolis Area, Brazil

Responsible for the profitability of financial products and the strategies to leverage the client relationship with the Calcard brand.

Feb 2016 - Jan 2018

Senior Business Consultant

São Paulo

Senior Consultant for startup companies and "fintechs", with focus on risk decision process, financial business model and long-term customer relationship. Employing an innovative mindset and external client view of the company to drive the business to sustainable results.

Aug 2015 - Jan 2016

Commercial Director

São Paulo

Acting with strategies of customer relationship and working with analytics tools and CRM initiatives to promote unique experiences based on behavior and leveraging results of commercial partners.Responsible for management and development of commercial alliances to corporate large, medium and small-sized retailers centers, like supermarkets, gas stations.

Oct 2014 - May 2015

Product And Marketing Director Itaucard Mexico

Mexico City Area, Mexico

International experience as Product and Marketing Director responsible of Portfolio and Business Development of credit cards in international unit of Itaú Bank headquartered in Mexico City since August 2010, working in development of new business partnerships and its new products.In the period, I was acting as Chief Executive Officer in the international.

Aug 2010 - Sep 2014

Credit Risk Director Itaucard Mexico

Mexico City Area, Mexico

Managing in international unit of Itaú-Unibanco headquartered in Mexico City.Project startup of new international unit, with active participation and instrumental in creating the new company, in defining strategies for business and new market opportunities.Responsible in Mexico for adapting, establishing and disseminating the internal knowledge.

Aug 2008 - Jul 2010

Executive Manager Of Policies And Credit Risk Models For Sml Sized Enterprises.

Sao Paulo, Brazil

Responsible for the startup of the new area of credit risk models for SML sized Enterprises.Developing and managing credit policies for micro and small enterprises in the Retail segment, aimed at maximum profitability of results with the consolidated view of the customer role in the credit cycle.Responsible directly and acting as leader group in risk and.

Aug 2004 - Aug 2008

Manager Of Credit Risk Models In Consumer Bank Division.

Sao Paulo, Brazil

Development of credit scoring models for personal loans and revolving credit products.Innovation in credit risk assessment of SML enterprises in various credit pre-approval models for new business enterprises of Unibanco, using differentiated methodologies.

Jan 2000 - Jul 2004
6 education records

Ricardo Toledo education

Graduation, Physics

Activities and Societies: Physics, OpticsI studied Physics and I worked in research of new drugs to combat cancer employing.

Cba Finance, Finance, General, Certificate In Finance

Activities and Societies: FinanceThe program focuses on the world of business environments characterized by high global complexity and.

Innovation In Sustainable Relationship And Loyalty Of Customers, Continued Education Program

Activities and Societies: Debate multi-task and multi-companies Team.Study of tools and benefits for the implementation of effective.

Pcc® - Professional Coach Certification

Qualification to act as a professional coach. SLAC Coaching - Latin American Coaching Society is the LARGEST CENTER OF EXCELLENCE IN.

FAQ

Frequently asked questions about Ricardo Toledo

Quick answers generated from the profile data available on this page.

What company does Ricardo Toledo work for?

Ricardo Toledo works for Akropoli Analytics & Tecnologia.

What is Ricardo Toledo's role at Akropoli Analytics & Tecnologia?

Ricardo Toledo is listed as Co-Founder and CPO at Akropoli Analytics & Tecnologia.

What is Ricardo Toledo's email address?

AeroLeads has found 1 work email signal at @akropoli.com.br for Ricardo Toledo at Akropoli Analytics & Tecnologia.

Where is Ricardo Toledo based?

Ricardo Toledo is based in Santa Catarina, Brazil, Brazil while working with Akropoli Analytics & Tecnologia.

What companies has Ricardo Toledo worked for?

Ricardo Toledo has worked for Akropoli Analytics & Tecnologia, Previsc - Previdência Complementar, Acate - Associação Catarinense De Tecnologia, Flow Analytics & Innovation, and Ouze.

Who are Ricardo Toledo's colleagues at Akropoli Analytics & Tecnologia?

Ricardo Toledo's colleagues at Akropoli Analytics & Tecnologia include Fábio Fernandes Da Silva and Israel Passos.

How can I contact Ricardo Toledo?

You can use AeroLeads to view verified contact signals for Ricardo Toledo at Akropoli Analytics & Tecnologia, including work email, phone, and LinkedIn data when available.

What schools did Ricardo Toledo attend?

Ricardo Toledo holds Graduation, Physics from Universidade Estadual De Campinas.

What skills is Ricardo Toledo known for?

Ricardo Toledo is listed with skills including Portfolio Management, Credit Cards, Banking, Credit Risk, Business Strategy, Management, Credit, and Start Ups.

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