"My business is My Calling, I am Happy and Honored to Serve" If I've learned nothing else in close to 20 years of business and sales, its relationship relationship relationship! In today's business/financial world, there is always another product or another company making bigger and better promises. What there isn't a lot of, are advisors/planners who are invested and dedicated to doing the Right thing for their Clients. I believe that starts with actually Listening to your clients, and putting yourself in their shoes. Focus on taking care of your clients, and the rest will take care of itself. Area's I am passionate about: Family/Personal/Business Financial & Retirement Planning | Income Protection/Replacement | Tax Bracket Management | Social Security Maximization Strategies | ROTH/IRA Strategies | Deferred Compensation | 401K | 403b | 457 Plans | Executive Bonus | Rollovers | Annuities | Life Insurance Planning | Estate Creation/Protection | Pension Maximization | Systematic Retirement Planning | Establishing and maintaining relationships..