Richard Thomas Email & Phone Number

Cardiff, GB

Designing and shaping Digital Origination journeys for Business Banking Lending & Working Capital customer needs.Business Banking customers are increasingly looking to apply for lending through browser or App devices, particularly for lower value, lending needs. This enables time poor business owners to apply at a time that is convenient for them, and.

SME and Mid Corporate business interface into Commercial Bank Transformation Origination Value Stream to develop a multi channel solution for colleagues and clients.The Commercial Banking landscape is changing. Neo Banks and Flanker Banks are raising the bar for how businesses are onboarded and serviced. Clients are increasingly looking to choose how they.

Cardiff, United Kingdom

Accountable for credit card sales through Owned and Bought media channels for Halifax, Bank of Scotland and Lloyds Bank credit cards.Drive the Digital Transformational Change agenda for Consumer Cards business, elevating the customer journey as we move into an increasingly digital landscape. At the forefront of embedding customer eligibility journey across.

Responsible for the Airmiles Duo and Duo Premier credit cards.Led the delivery of the Airmiles Duo rebrand to Avios in November 2011.

Responsible for managing all partner card portfolios, including Co Brand, Affinity and JV relationships. Accountable for delivering profit and volume plans, I oversee all aspects of the credit card life cycle from proposition through to account closure, managing internal and external stakeholders in the process.Involved in commercial negotiations to ensure.

Pg Dip, Business Management

Bsc, Accounting & Financial Analysis

Activities and Societies: Rugby