Richard Irwin, Cfa Email & Phone Number

Marietta, Georgia, United States

Mount Laurel, New Jersey, United States

Responsible for overseeing the company’s Accounting, Financial Planning & Analysis, Capital Management, Cash and Liquidity, Debt Issuance and Covenant Compliance, and Tax teams.

Greater Philadelphia Area

Responsible for restarting the term ABS program after an 8-year hiatus, streamlined the syndicated secondary marketing process, assisted in M&A and due diligence activities, and was responsible for the company’s overall pricing strategy.

Responsible for the acquisition and divestiture activities of global assets and platforms greater than $200MM. Key to my success in this role is my ability to create pro-forma financials developed through in-depth accounting, credit, economic and market risk analyses. All analyses are the bases for recommendations I then propose to executive and senior management. Relevant Transactions:• $285MM disposition, CIT's Mexican equipment leasing franchise• €411MM acquisition, NACCO Rail Leasing in Europe• Successful integration planning for CIT’s acquisition of OneWest Bank

In this role, I spearheaded and implemented initiatives that maximized funding opportunities through company asset analyses. I also structured and executed securitized debt, negotiated term sheets, and created investor reports. • Restructured and renewed a $650MM trade receivables securitization• Priced and executed multiple single-aircraft securitizations• Managed and renewed two Canadian equipment secured funding conduits• Responsible for secured and unsecured debt reporting

Created databases, analyses, and reports to build the liquidity risk framework for the company. Made hedging recommendations and executed the trades. Presented liquidity report recommendations and analysis to senior management.• Built liquidity framework to manage source and use of cash at the consolidated bank holding company level• Responsible for running liquidity stress scenarios resulting in capital plan recommendations• Analyzed and recommended actions to manage counterparty exposures• Responsible for pricing and trading interest rate and FX swaps

Responsible for bookkeeping, analysis, and reconciliation of various balance sheet and income statement accounts and posting the company’s global cost-of-funds allocation.

Performed balance sheet and income statement analyses.

Mba, Finance

Bachelor Of Science (Bs), Accounting And Finance