Richard Netrefa Email & Phone Number

London, United Kingdom

4most is a specialist credit risk analytics consultancy. Our consultants have extensive experience developing and implementing complex scorecard models both at the application stage and for on-going customer management in both secured and unsecured lending in the retail banking, credit card and debt management sectors.

London, United Kingdom

I Implemented quantifiable risk based strategies across various units of the business to support the bank's BASEL II Use Test compliance. My responsibilities included the recruitment and the successful development of two junior analysts. I frequently represented Credit Management on large business wide projects.As a manager I became more responsible for.

In 2002/3 I played a key role in building the organisation's customer application scorecards. I shadowed a contracted expert and managed a junior analyst. I remain very interested in enhancing these skills and my experience across the whole build process. Throughout my career I successfully managed the bank's automated decisioning engine. My main.

I was part of a team which successfully rolled out a user friendly database to and maintained for the Commission for Racial Equality and the services. I contributed to regular stakeholder consultations. My main responsibilities were data quality, automated delivery and problem solving.