RICHARD B. TERRANOVA, CPA19 Williams RoadChatham, NJ 07928Home (973)635–6103 Cell (908)625-2214 richterranova@hotmail.comSUMMARYFinancial executive with over twenty five years of diversified experience, including start-up operations, corporate Fortune 25, and medium company management. Demonstrated success in acquisitions, divestitures, reorganization, multinational manufacturing, strategic planning and other financial functions. Key individual in start-up of new business and future sale to multinational company. Respected “out of box”, hands on problem solver with proven leadership ability. Solid Big Four accounting firm experience.EXPERIENCEBENECARD SERVICES, INC. – HEARTLAND FIDELITY INSURANCE CO. (Sept 2008 to Present)Clifton, NJ$500 mil insured and self insured Drug Prescription and Vision benefit provider.CHIEF FINANCIAL OFFICERPlease see detailed Experience in LinkedIn.PRICE WATERHOUSE & CO.Metropolitan New York GroupAUDIT SENIOR (Sept 1986 – July 1990)EDUCATIONPACE UNIVERSITY, Pleasantville, New YorkB.B.A. in Public Accounting – May 1987Certified Public Accountant – New York State