Richard Thomas Email & Phone Number

As a Certified Plan Fiduciary Advisor™, I help 401(k) plan sponsors and participants achievedesirable benefits and outcomes. I assist households to strengthen their retirement outlook,and business owners with succession planning, tax deferral and insurance coverage.I’ve always loved helping people transform their futures. My dad was in the military and ourfamily moved often. I got to see the world and learned how to thrive during transitions. I cameto understand that knowledge and a plan of action are critical to achieving successful outcomes.Today I help 401(k) plan sponsors to manage plans that align with their company's goals andmeet their fiduciary responsibilities. My CPFA® designation sets me apart as a true advocate forthe plan.I also help 401(k) plan participants understand their 401(k) within their overall financial plan,and have the confidence and the insight they need to manage their financial affairs astutely.I help households within 5-10 years of retirement gain assurance and take actionable steps tostrengthen their long-term financial outlook. With a tax-efficient approach to wealthmanagement, we build a blueprint for the years ahead that is nimble and able to weather any oflife’s storms.I partner with business owners, working behind the scenes to develop tax-efficient models forbuilding wealth within and outside the company, and targeting rewarding succession.I begin my process with clients by asking these questions; ‘What do you expect from an advisor? Howwill we know if the process has been a success? Having worked together, what will be different 5-10years from now?’I love my wife, my family, and my community. Our 3 children have “launched” and we’ve beenblessed with a granddaughter. I serve my local Rotary club as a way to stay in touch with thecommunity. I attend church, as a way to stay grounded in my faith.I enjoy hiking, pheasant hunting, gardening, preparing family meals, golf, bike rides, beinga grandfather, and marriage enrichment events.Investment Advisor Representative offering securities and advisory services through CeteraAdvisor Networks LLC, member FINRA / SIPC, a Broker-Dealer, and Registered InvestmentAdviser. Cetera is under separate ownership from any other named entity. CA Insurance #0M1402123715 SE 448th Street, Enumclaw, WA 98022

• 

  Washington State University

  Economics