With over 30 years of experience in the Financial Services Industry, Richard Pinion is the president of his own firm, Pinion Financial Services, LLC*, and a Branch Manager and Office of Supervisory Jurisdiction with SagePoint Financial, Inc.**Mr. Pinion grew up in the Washington area and received both his B.S. in Business Administration and M.B.A. from the Kogod School at American University. He is a Certified Financial Planner® (CFP), a Chartered Financial Consultant (ChFC), and a Chartered Life Underwriter (CLU).He is an active and prominent member of the local community. He has served as president of the Potomac Chamber of Commerce. He also lends his financial expertise to serve his alma mater, both as a member of the American University National Leadership Council, and as a lecturer on retirement planning at the Kogod Business School annual reunion.Mr. Pinion formerly hosted the weekly radio show "Retire in Style" on WWRC CNN Radio, and he has appeared as a frequent guest on the Small Business Advocate radio program.Pinion Financial Services, LLC designs and implements comprehensive Financial plans, including investment programs, retirement planning, and benefits packages for individuals and businesses.*A registered investment advisor not affiliated with SagePoint Financial, Inc.**A registered broker dealer member FINRA/SIPCThis communication is strictly intened for those individuals residing in the states of Alaska, California, Colorado, District of Columbia, Florida, Hawaii, Kentucky, Maryland, New Jersey, Texas, Utah, Virginia, Washington, West Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.Securities offered through SagePoint Financial, Inc., a registered broker-dealer and Member FINRA and SIPC.Investment advisory services offered through Pinion Financial Services, L.L.C., a registered investment advisor.Specialties: Comprehensive financial planning, annuities, estate planning, investment management, employee benefits, insurance, retirement, long-term care, sudden wealth