I am an enterprising professional and visionary leader with over 13 years of experience in the banking sector, including 6 years of specialized expertise in risk management. Currently serving as a Senior Manager at Bank of Baroda, I drive responsibilities related to risk management and mitigation, credit risk-weighted assets, risk appetite frameworks, stress testing, and regulatory reporting.I have extensive experience in risk management, with a focus on Basel-III capital regulations, large exposure frameworks, operational risk, regulatory reporting, enterprise risk, credit risk modeling, and data analytics within the banking industry. I am skilled in developing and implementing robust risk frameworks that ensure compliance and enhance operational risk, capital allocation, and strategic growth.In my current role, I excel in computing Risk Weighted Assets (RWA), capital to risk weighted assets (CRAR), managing credit exposure by performing in-depth analysis, setting exposure limits, and formulating policies for additional provisioning in high-risk sectors. I am resourceful in enhancing operational controls by conducting risk and control assessments (RCA), developing key risk indicators, and calculating capital charges for operational risk management.I am adept at driving risk modeling and data analytics initiatives, fostering a robust risk culture to support sustainable growth. My innovations in credit risk models have elevated risk assessment precision, and I have effectively leveraged data analytics to detect emerging risks. Additionally, I executed the Large Exposure Framework of the Reserve Bank of India (RBI), establishing exposure limits for industrial sectors and borrowers to enhance risk management practices.As a people-oriented leader, I have successfully led and motivated high-performing teams of approximately three members towards the accomplishment of common goals, consistently driving the organization towards excellence in risk management and compliance.