An Underwriter with extensive experience in Commercial and Industrial loan products; conventional (conforming and non-conforming), jumbo, fixed-rate and ARM loan products with a verifiable track record of achievements within the Commercial and Residential Mortgage Industries and Financial Services Sector.I approach goals and tasks with rigor and an orientation to detail. I have utilized my experience in analyzing risk and investor guidelines combined with cross-functional collaboration to create high quality production. As an underwriting professional, I thrive in fast paced environments and team oriented cultures.Key Skills:- Leadership and Management - Collaboration and Communication- Financial Analysis- Operations Management- Adaptability and Flexibility - Relationship Building - Organizational Advocate - Project Management- Credit, Income and Asset Evaluation and VerificationTechnologies and Expertise: Encompass, Microsoft Office Suite, Proprietary Software, SBA criteria, Fannie Mae and Freddie Mac Criteria, Refinance and Purchase Transactions.Key Achievements: - Managed team of eight to twelve associates. - Consistent top performer. - Stellar quality assurance results. - Promotions and added responsibility. - Increased team members’ production by 20%. My career contribution has impacted production and growth positively by combining my skills in risk assessment and logicality with my ability to make sound decisions that protect the company whilst producing quality results.Please contact me at rob.payton86@yahoo.com to find out how I might contribute and add value to your organization.