Since 1994, Bob Bartlett has been helping people provide financially for their families and businesses by researching and putting into place quality insurance products that serve personal protection and long-term investment goals. Working with individuals, professional practices, and growing businesses, Bob helps people understand their options—and opportunities—in order to make smart decisions about their insurance needs and retirement aspirations, reviewing their policies regularly to stay up to date on client goals and policy performance.He has chosen to affiliate with Pacific Financial Partners, because of its reputation and extensive line of products. Bob, as an independent representative, has the ability to place business with a host of strong insurance carriers to provide his clients with the best possible solutions for their insurance & investment needs.Bob specializes in life insurance, disability insurance, long-term care insurance, fixed annuities, and employee benefit plans. He also works with business owners, helping them leverage insurance and investment products to attract and retain key personnel and develop succession plans. His strong connections in insurance, legal, and accounting fields, make him a valuable resource for both growing and established businesses. With years of practical experience and “nuts and bolts” knowledge of the industry, Bob has a deep understanding of how life insurance products work. Of his many strengths, one is his ability to look at a person’s existing financial products its projections and interpret future premiums, cash values, and benefits. He does this thorough policy analysis to determine its strengths and shortfalls, and then makes solid recommendations regarding upgrading, changing, or moving, if necessary, into a product that will be there for the client when it’s most needed