Robert is a business analyst with international experience on strategy, organization, business process reengineering, Anti-Fraud, Anti-Money Laundering and Watch List Management in the banking and non-banking sector.Keywords are customer focus, flexibility, responsibility and freedom of working. He likes the challenge of working with people of many cultures and to accomplish the predefined goals together.Robert has proven his qualities in many projects, always based on a perfect business analyses. Robert has a special interest in improving the situation of Micro- and Small enterprises and individuals in developing countries. He believes in structural solutions like agent banking, mobile banking and the related financial access country wide. Experience:-Worked within many business units and foreign partner banks of Rabobank. Currently Business Analyst on Anti-Fraud, Anti-Money Laundering and Sanctions at Rabobank IT NL and Rabobank International. -International experience on business analyses and process optimization.Goal:-From mid september Robert is owner of Gerards Business Development. Aim is to support corporates, financial institutions, governmental organizations and SME's to realize business optimization.Specialties: -Business Analyses & Business Process Reengineering -Organization Structures, Policies & Procedures-Process Management-Organization & Methods-Mobile Banking structures -Business Change Management-Credit Process (SME/Corporates)-Product Development-Anti Fraud, Anti Money Laundering and Sanctions process and systems. (Matter expert on BAE Detica NetReveal AML and WLM(Sanctions) systems) -Small and large scale advanced cashew processing and machinery.