Robert Pendergrass Email and Phone Number

• Conduct AML investigations and file SARs in compliance with BSA/AML regulations and FINCEN guidelines.• Perform detailed analyses to detect transactional and relationship patterns, trends, anomalies, and schemes across multiple businesses and products.• Work as Acting Manager for managers on leave or out of the office.• Create new cases based on negative news or activity noted in other investigations, and manage all stages of the investigation process, from initial review to final… Show more • Conduct AML investigations and file SARs in compliance with BSA/AML regulations and FINCEN guidelines.• Perform detailed analyses to detect transactional and relationship patterns, trends, anomalies, and schemes across multiple businesses and products.• Work as Acting Manager for managers on leave or out of the office.• Create new cases based on negative news or activity noted in other investigations, and manage all stages of the investigation process, from initial review to final resolution.• Escalate cases to senior management as needed by policy or concern.• Present findings in large meetings with various teams and business units, and risk and relationship committees. • Recommend exiting customers who present the bank with undue regulatory, reputational, and legal risk.• Mentor and train new investigators and managers as a Subject Matter Expert on AML workflows and investigative techniques.• Lead special projects, including uncovering a system error that resulted in inaccurate data used by risk and relationship teams. Show less

• Led comprehensive AML investigations on correspondent banks, analyzing tens of thousands of transactions totaling billions of dollars to identify suspicious activity and ensure regulatory compliance.• Wrote and filed SARs in accordance with the BSA and federal regulations.• Regularly worked additional cases from other AML teams. • Developed, disseminated, and maintained Excel macros that improved workflow efficiency across the team.• Regularly presented findings to risk and… Show more • Led comprehensive AML investigations on correspondent banks, analyzing tens of thousands of transactions totaling billions of dollars to identify suspicious activity and ensure regulatory compliance.• Wrote and filed SARs in accordance with the BSA and federal regulations.• Regularly worked additional cases from other AML teams. • Developed, disseminated, and maintained Excel macros that improved workflow efficiency across the team.• Regularly presented findings to risk and relationship committees.• Assessed and advised on exiting customers with significant AML, fraud, or sanctions concerns.• Stayed informed on evolving AML trends and regulations by attending external trainings and seminars, including topics on digital assets, FinTechs, and recent legislative updates. Show less

• Specialized in AML investigations on correspondent banking activity and domestic retail customers with international transactions, including many cases involving Informal Value Transfer System (IVTS) typology.• Drafted and submitted SARs reporting on suspicious activity.• Handled a high caseload, consistently taking on additional cases to support team members and reduce overall team workload.

• Conducted detailed AML investigations and wrote SARs for a Big 4 bank, focusing on UAR referrals.

• Investigated retail customers, correspondent activity, and internal employee activity, writing SARs in compliance with BSA requirements. • Recognized as the most productive AML investigator for 2017.• Part of a small team coordinating information exchange with an international group of affiliated banks.

• Conducted investigations and authored SARs in compliance with AML, BSA, and OFAC regulations.

• Analyzed documents for a legal case in compliance with local and federal rules and regulations.• One of few attorneys tasked to work the project to completion, due to work productivity and accuracy.• Reviewed other attorney’s work as part of quality control team.

• Reviewed documents for a variety of legal matters including government inquiries, corporate mergers, and class action lawsuits.• Consistently selected for priority projects and quality control reviews due to high productivity and accuracy.