Credit Analyst
Current• Provide support to loan officers in monitoring renewals, past due payments and loan covenants, exceptions, and borrowing bases. Works with lender to identify and solve issues and upcoming opportunities;• Assist loan officers in the preparation of credit proposals to enable informed decisions and identify the strengths and weaknesses of the credit• Prepare complete loan packages including the submission of applications and supporting documentation, preparation of credit memos, and the use of all related HSB systems• Cash flow analysis of companies and individuals, spreading financial statements, loan write-up preparation, and other analysis, as needed• Prepare agendas (and attend) for Loan Committee• Have a general understanding of all aspects of the lender/lending assistant functions• Assist lenders with establishing and tracking pipeline calls including conducting research on companies of prospective customers