On October 1, 2024 Kapitus acquired Ten Oaks Commercial Capital, LLC to form Kapitus Equipment Finance....more to follow......

Ten Oaks Commercial Capital provides Equipment Financing, Credit Lines, Working Capital, Factoring, SBA Financing, and other unique financing and cash infusion options. We work with businesses of all sizes, revenue, industries, and services to help them Grow and Prosper. We work directly with businesses to offer Loans, Leases, and Capital. We assist Vendors to offer value added in-house Finance Programs and Capital for their customers. Ten Oaks Commercial Capital finances most types of businesses, equipment, and credit profiles.

Ascentium Capital a Division of Regions Bank Provides Business Necessary Equipment Financing with A/B Credit decisions within 1 to 2 hours. Not quite perfect credit? No problem, Ascentium has a syndication department with over 25 sources to get your equipment financed!! Working Capital loans and Business loans available to keep your company producing.

Beacon Hill Funding offers a full range of business financing products tailored for the small to medium sized business owner. Every lease or loan is set up to meet each client's specific financing goals. Our three areas of focus are New and Used Equipment Financing, Merchant Cash Advances, and Working Capital Loans. We are dedicated to offering our clients a product that is simple, fast, and competitive, while providing the highest levels of service in our industry. We provide businesses with Capital to Acquire most any type of Equipment. We specialize in working with businesses on transactions from $3,000 to $5,000,000. Most transactions of $150,000 and less are Approved within 24 hours and require only a one-page credit application. We seldom ask for more. We offer bank rates without the bank hassles.Specialties include and are not limited to:Financing for small and medium size businessesEquipment LeasingEquipment FinancingFranchise FinancingSubway Franchisee FinancingVendor Financing ProgramsWorking Capital ProgramsMerchant Cash Advance

Razor, LLC currently operates as an investment holding company.Prior Razor, LLC worked with clients in all areas of improving business operations. Took over day to day operations. Performed services such as business work out, raising private capital and finding investing angels to keep small businesses operating. Re-tooled management operations to make management more effective to continue the operation and growth of the business as well as maintain all policies and procedures implemented. Taught business owners how to most effectively operate their investment by recognizing the skills and asset each manager, sales person, and employee brought to them.• Raised emergency capital funds to keep small businesses afloat and buy time to correct operations.• Increased overall sales of client companies by 62% while only increasing payroll by 2.5% on average.• In most cases was able to decrease costs and still increase sales and productivity.• Acted as “Owner/Operator” with full control of operations for over 80% of client companies• Imbedded my operational finesse and sales success into each company.

Built a one-person insurance operation into a large insurance and investment brokerage catering to the small business owner and a more affluent clientele. Built Centers of Influence in certain markets long before that was a focus of piers. This led to increased sales and allowed the firm to concentrate on estate planning and the more profitable markets while keeping the pipeline full for constant growth. Developed a large secondary business dealing in employee benefits. Assisted in building the largest privately held payroll company in Maine and housed an office in their home office. In 10 years was a key contributor to build the payroll company from 34 clients to almost 1500 clients and printing over 18,000 payroll checks per week.• Average sale commission was in excess of $5,700.• Individual commissioned sales often in excess of $75,000.• Survived and thrived through multiple recessions, stock market corrections, and insurance reforms while continue to grow the firm and assist our clients and client companies with their success.• Go to company for several Legal and Accounting firms for their clientele’s insurance and investment needs.• Numerous sales and service awards and perks received.• Consulted for and serviced clients of other financial firms that could not sell insurance and investment products.• Averaged 15% growth of company revenue on a yearly basis.• Increased our sister and partner company’s net revenue (payroll firm) an average of 7% per year annually.• Growth and success led to third sister company Razor, LLC. A private practice business operations, consulting firm, and investment holding company still in existence and operating to this day.• Taught industry continuing education courses to share knowledge with other elite producers and firm owners.• Transitioned company and clientele upon acceptance of buyout offer nearly 20 years after inception.