Experienced producing Branch Manager with a proven track record of production monthly. Experienced in residential, construction, VA, FHA, USDA loans. Refinance, down payment assistance, Mortgage Credit Certificate, TSHAC, SETH Home Affordable, Home Ready, Homes for Heroes? No problem. 5-star rated professional that generates 100% of own leads. Exceptionally strong closer with thousands of testimonials from repeat clients. 25% lead to conversion rate in 30 days. 80% referral rate. Bachelor's from Michigan State University.