CIO/CTO executive with expertise in building and leading all areas of technology for startup and public companies in the FinTech sector. Served in multiple roles including CIO/CTO/SVP/VP throughout career. The last 2.5 years have been focused on building and directing a technology team from the ground up for the largest cash-to-crypto company in the world. Successfully led IT and assisted in Nasdaq public offering (symbol BTM). Experience with cryptocurrency processing, payment processing for ATM/POS, cash and deposits, mobile cash, and services for the under-banked sector, including check cashing, money transfer, bill payment, prepaid debit cards, and micro consumer loans. Talent for proactively identifying and capturing new business opportunities to build profit and growth. BUSINESS AND TECHNOLOGY ACCOMPLISHMENTS• Senior IT Leadership- Served as CIO/CTO for multiple start-up companies, overseeing IT development, Network Infrastructure, and IT Operations.- Served as designated CISO overseeing cybersecurity operations, policies, compliance, audits, and security tool implementations. - Built, recruited, interviewed, and hired teams, including Developers, QA, IT Operations, Business Analysts Project Managers, Cyber security, and offshore teams. • Technology Architect- Principal Architect for Crypto Wallet Inventory Management System.- Oversight of KYC and compliance engines.- Oversight of Crypto BTM and processing for crypto transactions. - Oversight and technical architect for mobile app cash to crypto integration with retailer POS. - Principal Architect and certification (GLI) for Video Gaming Voucher ATM Payout System and Monitoring System.- Designed, developed, and implemented an online micro-lending website with a Risk Engine, KYC, Auto approval, Back-office, Autodial, SMS, Email, Payment, and Collection Automation System.- Principal Architect for Infrastructure and Application for Custom Check Cashing System using POS checking image processing, custom risk decision engine, verification, ATM, and pre-paid debit payout.• M&A and Startups - Co-founder of FinTech check-cashing startup business, acquired by GE Money for $37.5MM.- Co-founder of an online micro-lending startup business with first online loan within 3 months.- Served on the technology due diligence team for multiple acquisitions.- Principal in both public and private market investor presentations for capital raise.