Ronan Breen Email & Phone Number

London, GB

London, England, United Kingdom

London, United Kingdom

Responsible for the oversight of multiple teams engaged in the operational portfolio management of commercial real estate portfolios (both performing and non performing) for multiple clients (Banks, non-Bank Lenders, & Private Equity) across the UK consisting of RMBS, CRE, Bridging & Mezz loans, Development loans with extensive regulated experience.

Dublin

• Working as part of a team within Wholesale, my main responsibility is the day to day management of a demanding portfolio in order to deliver and support effective risk mitigation strategies which will lead to reduced.
• To ensure that portfolios are maintained and managed on a day to day basis in order to ensure that delivery of cost effective customer strategies is achieved.
• Monitoring and review challenging cases to strike an acceptable balance between risk and reward
• Ensure compliance with regulatory policy taking action where necessary in order to minimise risk.
• Manage and strategise for each borrowers connection.
• Update Certus’ databases and accounting systems in order that risks are monitored and controlled on a daily basis.

Airside Business Park, Swords, Co Dublin

• Working with customers from AIB, EBS Building Society, and Haven Mortgages. Part of a team of five staff managing a large portfolio of customers.
• Aim is to arrange viable solutions that work best for both the Bank and the customer. The team is currently managing 1500 active accounts, mostly in arrears. Continuous communication with customers and third party.
• Solutions reached to date include asset disposal, restructuring of terms and payments, downsizing, write offs, or a combination of these.
• Structuring of loan documentation to reflect the solutions reached.
• All duties undertaken are in compliance with the Code of Conduct for Mortgage Arrears and this involves completing all due diligence and compliance functions necessary; mainly Know Your Customer and Anti Money.
• Credit documentation must be in order and maintained to the highest standards

Dublin

• Worked directly with relationship manager managing a portfolio of circa 30 clients covering a broad range of industries.
• Daily monitoring of client accounts and organizing and conducting customer meetings as I was main point of contact for the portfolio.
• Compiled monthly and quarterly portfolio monitoring reports.
• Main responsibility was assessing client proposals and requests by analyzing their financial capabilities, risks, needs, and recommending the most suitable product/restructure for each individual client/company, this.
• Processed internal credit ratings to help in decision making and altered these ratings if appropriate.
• Reviewed client credit proposals and presented these proposals to Credit Committees for approval. This involved detailed negotiations with Senior Lending Managers, and then communicating the decisions with clients and.

Msc Finance And Capital Markets, Finance, 2:1

Modules: Financial Engineering, Econometrics, Financial Statement Analysis, Portfolio Theory & Fund Management, Corporate Finance &.

Bachelor Of Science (Bsc), Business And Management, 2:1

Higher Certificate, Business Studies, 2:1