Ron Helms Email & Phone Number

In this position, I utilize my experience in Credit, Collection and Sales to manage an $850MM portfolio of Indirect Auto and Motorcycle loans. My primary responsibilities include overall profitability of the line of business and leading/developing a team of Dealer Relationship Managers in a 13 state territory. I work closely with internal partners in Risk.

Solicit franchised auto dealers for floor plan business and cross sell other bank products. Collect dealer financials, prepare credit package and present to executive loan committee.

Managed commercial loan portfolio for bank. Performed credit reviews and annual loan renewals. Collect delinquent loans and manage strategy on workout loans.

• Managed a centralized lending staff that serviced 30 branches and a network of indirect auto dealers.
• Processed 1,800 loans and $27,000,000 of volume per month.
• Prepared and managed total expense budget of $1,600,000 annually.
• Responsible for management of $800 million consumer loan portfolio.
• Accountable for credit administration, loan pricing, product changes and promotions.
• Directed the sales and marketing of indirect auto lending.

Provided commercial and retail financing for marine and RV dealers in 11 state territory.

Managed commercial floorplan financing for dealers in Western US. Resolved out of trust floorplan situations and negotiated with dealers on loan defaults.