Ross Johnston is a financial adviser with substantial experience in working with clients to create secure financial futures. Ross specialises in developing strategic financial plans for clients who are:•About to retire•Accumulating wealth•In retirement•Facing redundancy•Selling their business•Investing a lump sum•Wishing to reduce their tax liabilityRoss’s financial advisory expertise includes retirement incomes, investments, superannuation, taxation, Centrelink eligibility, risk insurance, home loans and investment gearing.