Roy is a dedicated career banker having joined the Lloyds Banking Group in 1986 (Bank of Scotland), building a significant depth of experience through a variety of roles in retail, corporate, business support unit (supporting real estate customers facing financial difficulties) and most recently as a credit sanctioner.Roy is a committed team player with strong self motivation. Core skills include a strong Banking process/system knowledge; analytical approach to case management; experience of due diligence processes and credit risk assessment. Flexibility and an ability to adapt to change have been demonstrated throughout Roy's career.Key strengths include an ability to build and sustain relationships with both internal and external stakeholders, resulting in a broad network of contacts and a reputation for supporting & coaching colleagues in their own career development.