Business Head with an ability to develop strategic & practical solutions to built , operate businesses defining a competitive edge along with sustainable, exponential organizational growth. Have over the years have garnered the experience of over seeing and if need be drill down to the concerned areas for facilitating the desired performance by having an in depth as well as wholesome understanding of the end to end spectrum of the respective prevalent industry with varied dimensions. Possess keen business acumen, am adept in creating, directing and motivating teams towards accomplishing company targets/ goals while maintaining productivity, accuracy and efficiency. Have been a team inclusive leader who builds high performing “employee to customer” centric teams with a culture of change, collaboration and pragmatic innovation. Have an unparalled hands-on, motivational leadership coupled with clear understanding of goals and metrics. Besides all the above developed over the years a high impact communication as well as negotiation skills based on understanding of culture, technology, market and industry insights pertaining to the specific business / sector.Primarily have been been engaged during the professional tenure with erstwhile TATA FINANCE LTD ( 1988 - 2005 ) and later TATA MOTOR FINANCE LTD (2005 till 2019 ). Have been in critical supervisory positions as a REGIONAL HEAD of NORTH & EAST regions and later moved to corporate headquarters at the level of SrVice President to nationally head multiple departments such as Sales ,Inventory funding , Insurance , Refurbishment and Collections to name a few .Possess excellent rapport with TML dealers , logistics operators, vendors , auto ancillary suppliers , multi auto dealers , collection as well as investigation analytic - infra related agencies , Insurers , brokers and various such large established networks - pan India from ownership levels till down the ladder for many such set ups .Have created, groomed and effectively managed internal teams, channels for various functional aspects of the business pan India - ensuring high productivity and leading to creation of the required top-line for the respective verticals in the organisation over a period of time.