Amith Dsouza Email & Phone Number

Amith Dsouza is a Retail Banking Operations at First Abu Dhabi Bank (FAB). He possess expertise in customer relations, operations management, mis, customer service, banking and 16 more skills. He is proficient in Hindi, Urdu, Kannada, Konkani and Arabic. Colleagues describe him as "Amith is a terrific leader with an intuitive understanding of both clients and candidates needs."

Listed skills include Customer Relations, Operations Management, Mis, Customer Service, and 17 others.

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  Senior Credit Officer

  First Abu Dhabi Bank (Fab)

  Oct 2018 - Present - Abu Dhabi Emirate, United Arab Emirates

   Assessing needs of clients & accordingly charting out viable finance after considering financial, legal as well as technical aspects Monitoring portfolio’s transactions, pre and post disbursement documents tracking, monitoring of accounts for banking products  Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of debts Understanding market, competition & products funded by the company & implementing credit procedures  Undertaking credit appraisals, credit approvals & analysing the portfolio  Utilizing / deploying the asset, viability of the asset, techno-commercial aspects of the asset, market and competition knowledge, financial aspects of the customer, finance reference checks with bankers or finance companies, etc  Ensuring adherence to product credit templates and compliance with credit procedures manual  Analysing the portfolio, handling the quality of the asset appraised and approved  Mapping client’s requirements & providing best products to suit their requirements; generating business from existing accounts and achieving profitability & sales growth  Preparing Liability letters and Clearance letters based on request received through CRM on daily basis Overseeing the loan processing and Maintenance of different activities pertaining to Loan using the T24 systems Instructed hold/release on customer accounts as per requirements Managing Disbursal of high monetary amounts on a daily basis Issuing Demand drafts based on approval from CAD for buyout loans disbursed Ensuring a smooth process flow from initial receipt of application till disbursal Maintaining MIS for daily loans disbursed and reporting to higher management on monthly basis Acting as a SPOC for internal credit card settlements