Ruth Ward Email & Phone Number

Versatile, highly motivated with over 25 years experience in Financial Planning and Banking helping personal clients and commercial clients.I have broad financial experience and knowledge in the industry including sales and regulatory advice on Protection, Pensions, Investments, Savings and Banking products.Based in Bristol, I specialise in advice for Protection, Pensions, Investments and Estate Planning solutions.I pride myself on being approachable and trustworthy and building long term relationships with my clients. This enables me to provide bespoke advice and financial solutions offering practicality and flexibility. I have a passion to help my clients to reach their goals and to be with them as their circumstances change. My clients are at the heart of everything I do and I thoroughly enjoy working with them, their families and their personal representatives and, I use my knowledge and experience to help clients and their families throughout their lifetime. My most recent role for the last 5 years is a Later Life Adviser and I have attained my accreditation to be a member of the Society of Later Life Advisers (SOLLA) and specialise in Court of Protection, Attorneys and Deputy appointment to look after client’s affairs and Trust planning for Later Life clients.I have an in-depth knowledge of the following areas of financial advice and I have an exemplary compliance record:Cash Flow Modelling,Discretionary Fund Management,Saving & Investment Retirement Planning Inheritance Tax Planning,Trustee Investment Advice,Wealth Protection & Lending.