Ryan Heitzman Email & Phone Number

Cincinnati, OH, US

Cincinnati, Ohio, United States

• Leading Business Transformation efforts for the banks LIFT53 (Launching Innovation for Tomorrow) project across the banks Deposit Products including Consumer, Business Banking, and Commercial Lines of Business. The.
• Partnering with the vendor and Strategic Integrator to hold regular meetings and progress the project forward
• Designing for the future state using a future-back approach designing for the future through evaluating existing processes, capabilities, and pain points
• Coordination with internal teams and Strategic Integrator to map out the banks current capabilities and taxonomy
• Helping lead Joint Application Design (JAD) sessions to identify key processes, interactions with systems, and integration points that need to be document to move into technical design and development phases

Cincinnati, Ohio

• Manage a team of Product Managers focused on Deposit Fee Income products, Liquidity Solutions and Risk Based solutions
• Develop long-term product plans, focusing on customers, competition, profitability, product life cycle, and service considerations
• Coordinates and leads the activities of cross-functional teams involving various business partners in the development and deployment of new products, product enhancements, and process or procedural improvements
• Manage the overall product suite P& L of the Product suite to ensure that revenue and margin targets are being met and expenses are within budget.
• Actively cultivate and manage relationships with key customers and internal business partners.
• Actively monitor industry trends; participates in industry forums, professional associations, conferences, etc.

Cincinnati, Ohio Area

• Create, enhance, and manage products and/or programs to meet goals and increase profitability
• Works with Marketing and Sales Management to ensure future product growth and success
• Ongoing competitor analysis of products and services to identify gaps
• Partnership with Fair Lending, Legal, and Compliance to ensure that regulatory compliance is maintained on existing products
• Drive the development and roll out of product education
• Coordinate vendor relationships for respective products

Cincinnati, Ohio Area

• Create, enhance, and manage products and/or programs to meet goals and increase profitability
• Works with Marketing and Sales Management to ensure future product growth and success
• Ongoing competitor analysis of products and services to identify gaps
• Partnership with Fair Lending, Legal, and Compliance to ensure that regulatory compliance is maintained on existing products
• Drive the development and roll out of product education
• Coordinate vendor relationships for respective products

Cincinnati, Ohio Area

• Play a key role in the execution of financial analysis and driving business results within the Retail Finance Division of the Bancorp.
• Identify and evaluate key business factors (both internal and external) that impact the business.
• Develop trend analyses and other quantitative reports to determine business trends
• Develop recommendations and action plans to support growth and eliminate or mitigate observed risks.
• Prepares and analyzes monthly reports
• Assists with the preparation and analysis of annual profit plan and rolling forecast for lines of business.

Cincinnati, OH

• Complete financial, operational, and compliance audit testing
• Establish, foster, and grow relationships with management from various lines of business in order to improve operations.
• Identify and assess current risks within the Bancorp and when appropriate challenge the internal controls and processes in place.

Avon Lake, OH

• Manage and coach a staff of five people
• Manage retail branch with 58 million in deposits which generated 1 million in profit per year
• Evaluate and analyze monthly plan versus goal and capitalize on the strengths while improving the weaknesses.

Avon Lake, OH

• Perform daily responsibilities of operating branch
• Meet with customers to discuss financial needs and make recommendations
• Maintain knowledge of wide variety of bank products and stay up to date on ongoing changes in products and lending
• Prioritize and strategize on how to meet monthly goals

Toledo, Ohio Area

• Perform daily transactions for customers
• Provide good customer service and work to resolve any problems that might arise on a customers account
• Evaluate customers profiles and cross sell products which they dont have
• Developed rapport with customers on a daily basis

North Olmsted, OH

I served as the Finance Director for the 160 Condominium complex to ensure that money was being appropriately spent and proper investment decisions were being made.

Cleveland/Akron, Ohio Area

• Contacted clients to set appointments to meet with them
• Met with clients to review financial picture and uncover needs
• Developed solutions to help clients with financial desires
• Presented solutions to client in presentation form

Mba, Management

Education record

Ba, Financial Services And Professional Sales

Activities and Societies: Pi Sigma Epsilon Resident Advisor National Residence Hall Honorary Leadership UT Program