Ryan Hicks Email & Phone Number

Cedar Hill, Tx, Us

Houston, Texas, United States

Dallas/Fort Worth Area

Provide guidance and assist sellers/buyers in marketing/purchasing property for the right price under the best terms- Determine clients’ needs and financials abilities in order to propose solutions that suit them- Intermediate negotiation processes, consult clients on market conditions, prices, mortgages, legal requirements and related matters to their benefit and ensure a fair and honest dealing- Perform comparative market analysis to estimate properties’ value- Display and market real property to possible buyers- Prepare necessary paperwork (contracts, leases, deeds, closing statements etc)- Manage property auctions or exchanges- Maintain and update listings of available properties- Cooperate with appraisers, escrow companies, lenders and home inspectors- Develop networks and cooperate with attorneys, mortgage lenders and contractors- Promote sales through advertisements, open houses and listing services- Remain knowledgeable about real estate markets and best practices

Dallas, Tx

-Analyze large, complex datasets to drive actionable insights and recommendations-Process client data with the use of Scoutworks, Clover, Lynx, Excel, Access, & SQL-Create insightful automated dashboards and data visualizations to track key metrics and trends.-Tackle complex business problems by converting data into meaningful and actionable business ideas-Drive those ideas to execution while interacting with business leadership.-Communicate with Account Managers in regards to client processed files.

Dallas/Fort Worth Area

Generated various monthly accounting reports for assigned investors, ensuring accuracy and completeness of required reports and compliance with investor guidelines. Performs all duties in accordance with all company guidelines and applicable federal, state, and local regulations: -Forecasts principal and interest advance for securitization on a monthly basis, using specified pooling and servicing agreement; ensures reports are prepared within the timeframes and other terms established in the servicing agreement. -Creates and distributes monthly loan level remittance reports to appropriate trustee, including the Loan Modification Report, REO Liquidation Gains and Losses, and Cease Advancing/Stop Advancing Report. -Reconciles pool to security for schedule; schedule portfolios to maintain actual unpaid principal loan balance and to meet requirements of Regulation AB. -Analyzes remittance differences between investor reporting accounting reports and remittance reports to maintain cash in custodial account. -Validates data coming from other departments and works with those departments to resolve any discrepancies. -Maintains consistent attendance to ensure fulfillment of essential duties and responsibilities. -Performs other duties and special projects as assigned

Gaurdian Mortgage

-Ensure monthly reporting is performed on time and in accordance with the applicable servicing agreement, PSA, or investor (Fha, Fnma, Fhlma, Gnma) guidelines- Acts as primary liaison between Asset Management department and the insurers in providing required loan information for claims, and resolving any claims issues -Work with other departments and teams to Interact with clients and investors to develop and maintain strong, mutually beneficial business relationships-Resolve inquiries and issues as they arise-Maintain processes and procedures and oversee the establishment of new processes-Ensure that personnel are well-informed and well-trained-Update policies and procedures to comply with new client/investor requirements-Ensure servicing systems are accurate for business needs. Develop, monitor, and manage Key Performance Indicator-Review, analyze, and ensure timely settlement of investor and mortgage insurance claims and manage aging claims to determine status and bring to closure-Document and maintain all systems necessary for proper claim handling and follow-up-Research issues and obtain proper supporting documentation in a timely manner as requested by investor or mortgage insurance company- Works with vendors and internal departments to ensure all final invoices are processed in a timely manner for claims processing -Manage application of all claim funds received and provide additional information as necessary in order to validate all available funds received prior to claim being closed-Monitor claim process reports to ensure all required responses are timely filed-Complete timely audits of all assigned claims to ensure all requirements have been met, and claim process can be validated- Performs other duties and special projects as required

Dallas/Fort Worth Area

Review submitted purchase contracts and verifies the accuracy of said contracts and their compliance with operating guidelines.· Handled calls with Real Estate agents to clarify offer terms and negotiate line items with the agreements.· Works on web-based clients system (Fidelity lending portal or MSP) as well as our in-house software (Lenderlive, Microbuilt, CMS, Info source and SPO Tool) to track progress of the negation and determine the next steps.Loss Analyst November 2008-2010Worked within the Default Financial Planning and Analysis Department· Key business partners in the analysis include the Corporate Accounting, Investor Reporting, Recourse and Recovery, Claims and the Default business teams.· Perform accurate and timely financial reconciliation of Default out of pocket expenses.· Completed the write-off/charge off of loans when completed analysis and approvals have been received. · Responsible for root cause analysis to identify source of losses by working with foreclosure, loss mitigation, bankruptcy, claims, invoice processing, recourse and recovery, corporate accounting, investor and financial reporting departments.· Identify, communicate and track additional recovery opportunities with Investors, Insurers and/or Vendors and Default business departments. · Efficiently managed work queue with minimal controllable delinquent accounts. · Diligently researched uncontrollable expenses on delinquent accounts for resolution.· Updated all applicable work-tracking system modules throughout the analysis process to reflect the correct loan status. · Work non-prime loans through the loss submission process. · The primary liaison to corporate accounting, recourse and recovery, claims as well as other loss reporting groups on all research matters related to loss submission.

Education record

Education record