Ryan U.
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Ryan U. Email & Phone Number

Location: Greater Sacramento, United States 14 work roles
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Role
Program Representative II
Location
Greater Sacramento, United States
Company size

Who is Ryan U.? Overview

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Quick answer

Ryan U. is listed as Program Representative II at California Department of Housing & Community Development, a with 623 employees, based in Greater Sacramento, United States. AeroLeads shows a matched LinkedIn profile for Ryan U..

Ryan U. previously worked as Board Treasurer at Ea, Sacramento Housing And Redevelopment Agency and Housing Finance Analyst, Development Finance at Sacramento Housing And Redevelopment Agency.

Company email context

Email format at California Department of Housing & Community Development

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California Department of Housing & Community Development

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Profile bio

About Ryan U.

Experienced Finance Operations with a demonstrated history of working in the internet industry. Skilled in Financial Statement Analysis, Accounting, Fraud Prevention, Data Analysis, and Tax. Strong operations professional with a Bachelor of Science focused in Business Administration Management from San Francisco State University, College of Business.

Current workplace

Ryan U.'s current company

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California Department of Housing & Community Development
California Department Of Housing & Community Development
Program Representative II
Sacramento, CA, US
Website
Employees
623
AeroLeads page
14 roles

Ryan U. work experience

A career timeline built from the work history available for this profile.

Board Treasurer

Ea, Sacramento Housing And Redevelopment Agency

Sacramento, California, United States

Finance Operations, Team Lead

San Francisco Bay Area

-Managed finance operation team consist of underwriters and funders.-Investigated loan applications deemed high risk, deterring fraud off of the platform-Trained underwriter to stay update to date with high risk fraud trends-Helped on board new team members, including training and coaching-reviewed KYC documents meeting company guidelines and financial statements to assess credit worthiness of applicants

May 2018 - Jul 2021

Finance Operations -Senior Fraud And Credit Risk Underwriter

San Francisco

-Analyze credit, income, determine borrower’s credit worthiness and ability to repay loan as agreed for terms requested based off debt ratios and analytics -Review and analyze a wide variety of loan applications and documentation to determine risk acceptability in accordance with company guidelines and standards-Recommend appropriate loan scoring following risk analysis and supported by applicant documentation.-Subject matter expert in fraudulent and high risk loans

Oct 2016 - May 2018

Fraud Analyst

San Francisco, Ca

-Manually underwrote applications that are deemed high risk based on risk scoring model, checking for redflags and/or matches previous fraud applications. Flagged IP addresses, phone numbers, bank account numbers etc.-Lead quality control for team, audit checks, QC phone score, excellent customer service-Conducted phone interviews for all applicant who has Initial/Extended fraud alerts on credit reports, meeting Know-Your-Customer guidelines-Escalated fraudulent information to Enterprise Fraud Risk department to file Suspicious Activity Report (SAR) utilizing FinCen

Sep 2015 - Aug 2016

Credit Analyst

San Francisco, Ca

-Reviewed and underwrote prime and sub prime within company loan guidelines -Review and calculated income from required documents, making sure DTI are within lending threshold-Executed submission of 4506-T form to obtain tax return transcript to cross reference legitimate information on tax return filed

Jun 2013 - Sep 2015

Operations Associate

San Francisco Bay Area

By providing comprehensive financial counseling and education, we will help consumers achieve financial independence through debt reduction, homeownership, and improved money management skills.

May 2011 - Jun 2013

Team Lead

Fremont, California

Target is a general merchandise retailer with stores in all 50 U.S. states and the District of Columbia.75% of the U.S. population lives within 10 miles of a Target store. locationsWe employ 350,000+ team members​Our tagline is "Expect More. Pay Less." We've been using it since 1994!

Nov 2010 - Apr 2011

Account Manager

San Francisco Bay Area

B2B sales within assigned territory

Mar 2010 - Sep 2010

Assistant Manager

Enterprise Rent-A-Car is an ongoing American success story. Our guiding principles, and humble beginning, revolve around personal honesty and integrity. We believe in strengthening our communities one neighborhood at a time, serving our customers as if they were our family, and rewarding hard work. These things are as true today as they were when we were founded in 1957.

Dec 2008 - Mar 2010

Portfolio Accounting Associates Intern

San Francisco Bay Area

Reconciled over 200+ investment portfolios assuring securities and funds are accurateResearched all accounts discrepancies to be escalated to the proper department to be problem solve for solution for assets accounts to supervisorCommunicate with custodians to help reflect assetsAssisted in financial data reporting to help create monthly and quarterly investment report

Apr 2007 - Jan 2009

Lead Junior Associates

San Francisco Bay Area

• Top 10% in calling prospect from system database setting appointment with high networkindividual to speak with account executive about asset management• Led Do Not call (DNC) campaign with the highest prospect retention rate of 85% shufflednumbers back into the system database• Performed administrative duties and task as needed by supervisors and Group Vice Presidents

Apr 2005 - Apr 2007
FAQ

Frequently asked questions about Ryan U.

Quick answers generated from the profile data available on this page.

What company does Ryan U. work for?

Ryan U. works for California Department of Housing & Community Development.

What is Ryan U.'s role at California Department of Housing & Community Development?

Ryan U. is listed as Program Representative II at California Department of Housing & Community Development.

Where is Ryan U. based?

Ryan U. is based in Greater Sacramento, United States while working with California Department of Housing & Community Development.

What companies has Ryan U. worked for?

Ryan U. has worked for California Department Of Housing & Community Development, Ea, Sacramento Housing And Redevelopment Agency, Sacramento Housing And Redevelopment Agency, Conventus Holdings Corp., and Shift Technologies, Inc..

How can I contact Ryan U.?

You can use AeroLeads to view verified contact signals for Ryan U. at California Department of Housing & Community Development, including work email, phone, and LinkedIn data when available.

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