Ryan Welsh Email and Phone Number

SUMMARY: This is a sales-driven position that is responsible for achieving assigned sales and service goals by developing and leveraging both internal and external sales opportunities. This position is also responsible for performing operational and servicing tasks within the branch, as needed.ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.Uses customer portfolio to gain customer background and uses data to recognize and follow up on existing and future needs.Solicits cross-sales and opens new accounts according to guidelines. Cross-sells products or refers to appropriate business line to ensure customer needs are met.Effectively utilizes various sales delivery channels in order to achieve goals.Solicits loan applications, obtains appropriate documentation, follows up and closes loans accurately the first time.Achieves overall individual deposit, loan unit, dollar, and non-interest income goals.Opens and processes all types of accounts, products, and/or services for clients after consulting with them on their specific needs. Assists clients whenever possible.Achieves a minimum customer service score and adheres to the highest level of service standards.Maintains an understanding of all current financial products, policies, procedures, regulations and compliance guidelines and adheres to same.Handles customer queries, special requests and problem resolution. Handles fund transfers between accounts, overdrafts, stop payments, fee reversals, etc.Approves specific check amounts, wire transfers, cashier checks, uncollected funds, and insufficient funds based on credit authority limitations preset by management.Adheres to new account opening procedures to prevent fraud.

Series 6 and Florida Life Insurance Licensed)As a Financial Specialist, I focused on four area of financial concern for my clients’,daily money management, planning for financial future, planned major purchases andpreparing for the unexpected. These areas of concern span areas of the financial marketsuch as deposit accounts, lending, investments, as well as small business specialities.

As a Financial Specialist, I focused on four area of financial concern for my clients’, daily money management, planning for financial future, planned major purchases and preparing for the unexpected. These areas of concern span sections of the financial market such as deposit accounts, lending, investments, as well as small business specialities. As an Assistant to the Bank Manager, my duties included assisting the Manager with any operational or managerial duties that included but were not limited to servicing bank clients, internal auditing, processing deposit transactions, opening and closing accounts and referring clients to the Financial Specialist for further profiling as well as opening and closing the bank. In this position my capacity was that of the Bank Manager in his or hers’ absence.

As an Assistant to the Bank Manager, my duties included assisting the Manager with anyoperational or managerial duties that included but were not limited to servicing bankclients, internal auditing, processing deposit transactions, opening and closing accountsand referring clients to the Financial Specialist for further profiling as well as openingand closing the bank. In this position my capacity was that of the Bank Manager in his orhers’ absence.

As a Commercial Teller, my duties included processing commercial and consumer deposittransactions, balancing teller and bank vault, as well as referring clients to theFinancial Specialist for financial profiling.

As a Head Bartender my focal duties were creating alcoholic beverages for the members ofthe country club. My secondary duties were to be in charge of banquet bartenders andbeverage inventory.

As the Operations Senior, my duties included supervising all operations of the store. Myprimary function was to supervise the cashiers and customer service representatives. Balancing Store Vault and cash boxes was also a critical aspect of my position.