Ryan Wombold Email & Phone Number

Dayton, Ohio Area

• Leader for all aspects of onboarding and ongoing management of new bank loan programs, including working with strategic partners to develop application generation, marketing, underwriting, treasury, and loan servicing strategies, reports, and metrics. • Identifies, designs, develops, and integrates opportunities for growth, efficiency improvement, problem solving, and risk mitigation in cooperation with internal and external stakeholders. • Directs retail partners, 3rd party vendors, and software development teams for information system setup, including configuration and customized programming requirements to ensure adherence to bank guidelines.• Manages and tracks assigned projects through the full project life cycle to ensure high-quality and timely deployment of implementations. • Leads credentialing, technical implementation, and ongoing relationship management of 3rd party service providers

United States

• Set vision for the Credit Underwriting, Funding, and Titles departments in all aspects, including strategic planning, process improvement, top-line metric improvement, and employee development.• Managed large-scale projects connected to Credit Underwriting, Funding, and Titles and contributed departmental feedback and operational expertise to company-wide projects.• Developed and implemented new reporting, risk control, and compliance management strategies consistent with strategic company objectives using statistical data and modeling.• Designed, developed, and implemented Leadership Development and mentorship programs across the organization.• Responsible for the development, implementation, and audit of Credit Underwriting, Funding, and Titles processes and procedures to ensure compliance with all federal and state lending guidelines and credit quality control.• Advised senior executives of trends, costs, operations issues, credit trends, industry trends, regulatory compliance, etc., and outlined recommendations to address those trends.Key Achievements:o Successfully launched a new loan origination system including implementation of all credit underwriting and funding rules.o Designed and implemented audit programs for compliance responsibilities related to underwriting and funding.o Continuous improvements in the areas of processing efficiency, underwriting conversion, and outstanding titles.o Utilized Six Sigma techniques to improve processes and streamlined requirements without sacrificing risk.o Developed Credit Risk project requirements and deliverables for the launch of a direct lending program. o Developed and promoted multiple employees into higher-level leadership positions.

Mason, Oh

• Led training and development efforts of departmental leadership for the Funding and Titles departments. • Responsible for project and vendor management for the Funding department.• Partnered with other senior company leaders on cross-departmental and company-wide initiatives.• Developed departmental KPI’s and implemented strategies to achieve them.• Ensured compliance with established guidelines related to the purchasing and titling of auto loan contracts.• Cultivated and identified key talent for future leadership positions.Key Achievements:o Cross-departmental process improvement as a member of SNAAC “Tiger” Team.o Successfully implemented a new Civilian Lending program.o Continuous improvement in primary industry standard KPI metrics. o Mentorship of cross-departmental associates in the areas of leadership development and process improvement.

Mason, Oh

• Senior leader of the Funding, Dealer Services, Titles, and Business Unit Analysis departments.• Developed and executed process improvement ideas with executive leadership to drive the effectiveness of the originations team. • Responsible for end-to-end program management of originations teams, including requirements, procedures, and coordination with Information Technology on implementation/training.• Consistently practiced one-on-one development of leads, supervisors, and managers to increase leadership competence and confidence, both within my departments and cross-departmentally. Key Achievements:o Overhaul of the Funding department in the areas of morale, accuracy, speed, and efficiency.o Multiple major projects launched including ACH payments, guideline changes, and major system enhancements.o Continuous improvement in primary industry standard KPI metrics for all associated departments.

Mason, Oh

• Led the internal Sales/Dealer Services team, Title department, and new hire inside/outside sales training• Increased departmental efficiency across various sales and financing KPI's• Analyzed competitive positioning in the market and lead strategic planning for the Inside Sales team• Member or chair of several business process improvement committees and project management teams• Drove important changes in training and leadership within our department Key Achievements:o Built a robust sales training program from scratch including a 140-page training manual and all classroom material (PowerPoint slides, etc.)o Developed and implemented new metrics around conversion and productivity for the sales organization

Mason, Oh

• Led Dealer Services and internal Progressive Insurance agency• Designed, implemented, and trained staff on department policies and procedures• Monitored departmental efficiency

• Trained dealers on our proprietary system• Input credit applications and deal structure for auto loan contracts• Made outbound sales and follow-up calls• Licensed insurance agent