Responsible for reviewing, analyzing, underwriting complex consumer mortgage loan requests and products within company guidelines. Responsible for meeting and maintaining portfolio lending quality standards. Functions include reviewing financial statements, credit reports and applicable ratios. Examining transactions to ensure accuracy and completeness and ability to repay (ATR) requirements met per financial reforms. Implementing fraud detection techniques, preforming compliance reviews. Handling escalated calls.

Accountable for reviewing, analyzing & underwriting complex individual consumer mortgage loan requests and products. Responsible for meeting and maintaining non-agency lending quality standards of the Company. Signing authority of $ 1.5 Million with consistently top producer in office and national level.· Applied analytical and multi-tasking abilities while executing second-level reviews on loans submitted for denial, cancellations, second-level signatures & counteroffers.· Stayed in constant communication with the Sales force regarding their questions about Chase lending policies, loan structuring per policy & various options available for the benefit of the customer. Was repeatedly recognized by site management & also at national level.· Received direct Endorsement/DE certification to underwrite FHA loans.