Managing InsurTech and Fintech portfolio of BSE Ebix JV/ Ebix Technologies.Managing a portfolio of IP based Software products, Enterprise SaaS Fintech platforms across wealth and asset management, lending and Insurance globally with a team of 1500+ and 250+ leading BFSI clients in 25 countries. Also overseeing the newly setup InsurTech (Joint venture of BSE Ltd and Ebix) for digital distribution of insurance products through B2B2C model.

Honorary position as a Advisory Board Member - Fintech Center of Excellence with Indian Institute of Management, Udaipur.

Digital | Fintech | Cloud | Tech. Strategy | Open APIs ecosystem I E2E Transformation I Digital Payments I MSME and MicroFinance I Alliances & Startup Ecosystem | Industry convergence | Business model innovation.Contributing to the development of new Business Models and Digital / Emerging Technology platforms (OpenAPIs, NeoBanks, Digital Lending, Blockchain, MSME Access to finance, Merchant ecosystem, Fintechs, Digital Insurance, Cloud native modern architecture, Digital led… Show more Digital | Fintech | Cloud | Tech. Strategy | Open APIs ecosystem I E2E Transformation I Digital Payments I MSME and MicroFinance I Alliances & Startup Ecosystem | Industry convergence | Business model innovation.Contributing to the development of new Business Models and Digital / Emerging Technology platforms (OpenAPIs, NeoBanks, Digital Lending, Blockchain, MSME Access to finance, Merchant ecosystem, Fintechs, Digital Insurance, Cloud native modern architecture, Digital led productivity improvements) across Financial services and consumer led industries with clients spread across Europe, Asia, India, Middle East and Africa.Have contributed to the ideation and conceptualization of SBI YONO, world's largest Digital Banking platform in the past. Again, got the opportunity to work on the same platform to lead the MSME Initiative of Govt. of India (BharatMart) as a part of India's "Atmnirbhar Bharat" (Self reliant India) initiative and build cutting edge platforms for leading banks in connected banking and Banking-as-a-Service. Show less

Building Digital strategy and business models using EY's Business , Technology and Risk Advisory. Digital | Innovation | Transformation FinTech | InsureTech | MarTech | Blockchain Banking | NBFC | Insurance | Capital Markets |MFI | P2P | Payments |Built India's first highly scalable and automated end-to-end Digital Lending platform (Indiabulls Dhani) with loan disbursals in approx. 3 min.Contributed to the wave to digital adoption in India and Middle East's… Show more Building Digital strategy and business models using EY's Business , Technology and Risk Advisory. Digital | Innovation | Transformation FinTech | InsureTech | MarTech | Blockchain Banking | NBFC | Insurance | Capital Markets |MFI | P2P | Payments |Built India's first highly scalable and automated end-to-end Digital Lending platform (Indiabulls Dhani) with loan disbursals in approx. 3 min.Contributed to the wave to digital adoption in India and Middle East's financial services ecosystem across Banking, Insurance, Wealth Management, Lending and Payments through greenfield and brownfield client projects. Show less

Worked as a Partner / Executive Director with focus on Digital, Emerging tech and customer experience transformation, playing a leadership role as a cluster leader in IBM's consulting and application services business for Banking, Financial Services and Insurance industry across South Asia. Role included leading IBM's BFSI team for sales, consulting , project delivery and application outsourcing of new age Digital Banking, Mobility, Analytics, Cognitive, Cloud computing, Core banking, CRM… Show more Worked as a Partner / Executive Director with focus on Digital, Emerging tech and customer experience transformation, playing a leadership role as a cluster leader in IBM's consulting and application services business for Banking, Financial Services and Insurance industry across South Asia. Role included leading IBM's BFSI team for sales, consulting , project delivery and application outsourcing of new age Digital Banking, Mobility, Analytics, Cognitive, Cloud computing, Core banking, CRM, Digital Marketing & Campaign management, Payment Channels, Risk and fraud management solutions for leading Indian and MNC banks, upcoming new small banks, payment banks and insurance companies.Key achievements : Conceptualized and architected India's first end-to-end Digital Banking and LifeStyle App platform (SBI YONO), managed initial Phase of project execution. Core strengths :- Deep insights into Digital banking, Mobility, Customer centricity ,Analytics ,Cognitive computing and solutions for customer acquisition, retention and cross sell-upsell- Hands on experience in running P&L portfolios, business transformations, complex technology projects, setting up new business initiatives across Geographies in diverse Industry segments - Strong people leadership and mentoring / coaching skills , experience of building teams for new business initiatives - Focus on building personal relationships based on mutual trust and success, building and nurturing partnerships for ideation of innovative ideas, new business models which can make significant impact on business ecosystem and communities.- Active social leader and corporate social responsibility volunteer engaged in local community as well as global assignments. Show less

Managed IBM Global Business Services business with direct P&L responsibility across key Industry verticals (Banking, Financial Services, Insurance, Real Estate and Infrastructure and Energy/Utilities) in the Enterprise segment, India/South Asia. Role included managing large teams to drive business portfolio of client engagements , sales and delivery of Management & IT consulting, ERP/CRM, Outsourcing and system integration projects with leading Indian corporates across key Industry verticals… Show more Managed IBM Global Business Services business with direct P&L responsibility across key Industry verticals (Banking, Financial Services, Insurance, Real Estate and Infrastructure and Energy/Utilities) in the Enterprise segment, India/South Asia. Role included managing large teams to drive business portfolio of client engagements , sales and delivery of Management & IT consulting, ERP/CRM, Outsourcing and system integration projects with leading Indian corporates across key Industry verticals, with major focus on banking and financial services. Show less

Responsible for MidMarket sector business of IBM Global Business Services in India and expansion into emerging markets of South Asia (Srilanka, Bangladesh, Nepal, Bhutan & Maldives). As part of this role I had successfully setup IBM Global Services business in Sri Lanka to tap the potential of growth opportunities across banking, insurance and consumer product segments.

Led IBM Global Business Services solution's business for management consulting, Enterprise applications, application outsourcing in Western region and later across India. Role include go to market and business development for cross Industry clients and managing account growth post acquisition.

Managed Ariba's spend management solutions sales and business development in Western India. Successfully acquired key accounts for Ariba's cost reduction and spend management solutions and consulting services in Banking, Insurance , Manufacturing and consumer goods Industries.

Successfully setup Ramco's eBusiness and system integration business unit in Western region. Later, managed Ramco's Enterprise Applications business across Industries (Banking and financial services, Mfg., Consumer Products).

I was part of Sify's core team to set up B2B eCommerce business, later I headed one of the B2B portal - SifyPlasticscommerce.com for online community and trading of plastics, packaging and petrochemical industry.

Worked as Assistant Manager - Customer service in Japan and India and later as part of project management team to do technology transfer and setting up of operations in India. Setup IT systems for operations as part of assignment in MIS function and Executive Assistant to CEO

Started career as Sales and customer service Engineer with India's largest Engineering conglomerate Larsen & Toubro Ltd. as Campus recruit in Mumbai . Subsequently , managed regional business of Industrial Machinery group in Kolkata and Delhi.