•Streamlined handling of end to end processes in the working capital finance cycle including appraisal of the business entity, credit rating, detailed financial & credit risk analysis.•Analyzing historical and projected financial statement, credit reports, key risks involved and mitigants in place.•Taking care of end to end processes in the mortgage finance cycle including credit appraisal in accordance with the bank’s policy and guidelines.• Appraised and underwrote credit applications to determine credit worthiness of borrowers and making sound credit decision in accordance to the bank’s policy.• Successfully Identified problem loans through early warning signals and formulated exit strategies to reduce overall risk of the portfolio.•Conducted client meetings to understand their expectations in terms of service and product offerings; developed strategies and supported Branch Manager during implementation.•Managed, prepared, executed, perfected, and registered loan documentation for commercial banking clients (US$100k to US$5M portfolios)

•Provide account, advisory and consulting services to customers.•Responsible for recording all transactions promptly, accurately and in compliance with bank procedures•Build effective working relationships across the bank to improve business.•Reviewed different expenses and redesigned the processes to minimize fraud related activities.•Extraction of user data through FINACLE 7.0, SAP to support critical branch reviews. •Month end data integrity, posting of month end adjustments and other Journal entries•Investigating unusual postings, breaks between the system – work on resolution and or/escalate•Provided full support to internal audit by ensuring documentation of procedures•Provided exceptional customer service that builds trust through expertise, responsive service and support.•Maintaining health of the credit portfolio including timely interest servicing, renewals and management of stress accounts.•Issuing timely notices and making recovery calls to Non-Performing and overdue loan accounts.•Advance excel skills, ability to develop and use pivot tables, Vlookup and databases to obtain data and develop reports.•Provided recommendations to improve department processes and functions.•Achieve assigned goals and business objectives by promoting banking solutions and completing business processes in a timely and accurate manner