Salman Hashmi Email & Phone Number

Lahore, Punjab, Pakistan

• Guide clients in restructuring of facilities, liaised with them to understand needs and recommend appropriate solutions.• Provide business analysis to the proprietors to gain operational efficiencies.• Assisting in managing cash flows efficiently, optimizing liquidity, and ensuring that financial resources are effectively allocated.

Lahore

• Spearheaded nationwide business development efforts, establishing connections with key decision makers across industries.• Collaborated with financial institutions to generate new business opportunities and strengthen relationships.• Orchestrated marketing initiatives and executed strategic plans to enhance corporate image and market presence.• Developed alliances with internal and external stakeholders, exceeding revenue targets and staying current with market trends.• Brainstormed and developed sales strategies to achieve short and long term sales revenue objectives.

Dubai, United Arab Emirates

• Provided expert financial consultancy services to clients, optimizing asset deployment and achieving high returns.• Guided clients in restructuring trade and credit lines, streamlining processes, and enhancing operational efficiency.• Liaised with customers, management, and sales team to better understand customer needs and recommend appropriate solutions.• Supported clients with business analysis, documentation, and data modeling.• Aligned closely with business owners and employees to gather information and gain operational insight.• Organized and analyzed primary and secondary research to understand industry, market and company trends.• Managed multiple deadlines across several businesses to meet dynamic needs of multiple clients.

United Arab Emirates

• Spearheaded commercialization efforts and devised solutions for complex deal structures• Managed RFP responses, tracked opportunities, and collaborated closely with sales teams• Formulated and executed annual product strategy, ensuring optimal utilization of resources and higher RoRWA• Negotiated terms and conditions of Trade Credit Insurance, serving as a point of contact for Factors Chain International (FCI)• Conducted comprehensive training sessions and actively participated in industry forums and workshops.• Reviewed sales, customer concerns, and new opportunities to drive business strategy at weekly planning sessions.• Prioritized road map in order to achieve product goals and metrics.• Collaborated with sales, marketing, and support teams to launch products on time and within budget.• Analyzed metrics to measure product performance.

United Arab Emirates

• Generated and maintained sales leads, aligning product offerings with business needs• Structured transactions within credit guidelines, managed portfolio risks, and led recovery initiatives• Collaborated with legal teams to initiate proceedings against defaulters and managed a portfolio exceeding AED 450 million• Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.• Built and maintained relationships with new and existing clients while providing high level of expertise.• Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.• Maintained knowledge on banking products and distribution to provide optimal service support.

United Arab Emirates

• Advised clients on financial solutions, structured credit facilities, and conducted comprehensive financial analyses• Developed new business opportunities and managed a portfolio valued at approximately AED 200 million.• Extended and sustained company's relationships with contacts and customers to maintain and inflate business.• Analyzed financial data to determine if loan met acceptable risk standards.• Processed loan applications and monitored progress from start to finish.• Supervised loan personnel and motivated to maintain customer service and performance standards.• Identified opportunities to cross-sell and upsell loan products to customers.• Monitored pipelines to track and log status of loans.• Developed and maintained relationships with customers, lenders and other third parties.• Negotiated loan terms and conditions with customers to secure best deal.• Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.

Pakistan

• Held various roles, including negotiating credit facilities, leading credit appraisal teams, and managing portfolios• Managed a portfolio of over Rs 4.00 billion,• Prepared credit proposals, and supervised credit administration• Met with customers to assess needs and propose customized solutions.• Provided leadership and direction to grow team portfolio and increase revenue.• Structured and finalized secured and unsecured loans.• Collaborated with C-level executives and stakeholders to develop long-term financial plans.

Islāmābād, Pakistan

• Investigated white-collar crimes, prepared reports, and processed mutual legal assistance requests from foreign jurisdictions• Assisted in asset tracing, monitored the financial sector's compliance with Basel II, and participated in international forums.• Analyzed financial statements, bank records and government databases to identify fraud and other instances of financial crimes.• Conducted preliminary investigations to confirm violations that occurred and obtained relevant documents and testimony from involved parties.• On Secondment from Prime Commercial Bank Ltd.

B-Com, Commerce

I Com, Commerce

Matric, Science