Salman Hamid Email & Phone Number

Abu Dhabi, Abu Dhabi, Ae

United Arab Emirates

Abu Dhabi, United Arab Emirates

Abu Dhabi, United Arab Emirates

Abu Dhabi

Abu Dhabi, United Arab Emirates

DiGAME Investment Company, Digital Growth Africa makes growth‑stage equity investments in companies with proven digital strategies and visibility on revenues, with the ultimate goal of supporting a number of companies which breakout to become regional and potentially global champions.Sectors in which we invests include eEducation, eHealth, mobile payments, connectivity, distributed energy generation, eCommerce, other Internet enabled business models within the travel services, real estate and entertainment sectors.

Abu Dhabi, United Arab Emirates

Toronto, Canada Area

• Supervised a team responsible for Operations, Settlement, Banking and Reporting of hedge funds (Fund of Funds, Single-Manager Funds etc.) and serviced several key clients relationships i.e. Credit Suisse AI, BNP Paribas, Brummer & Partners. • Warranted all trade packs were in compliance with fund’s Prospectus and CITCO’s AML policy along with KYC checks before timely execution of capital transactions by the team.• Processed NAVs, share registers, statements and provided financial analysis on various share classes held within different portfolios.• Assisted in planning of liquidation of poor performing portfolios including full-scale redemption, buybacks and reinvestment into newly structured portfolios.• Formulated numerous charts and models to portray portfolios financial performance against the industry benchmarks.• Maintained fund’s trading/escrow accounts and raised cash via treasury to pay scheduled redemptions, coupon payments and forecasted expenses etc. • Travelled to a major offshore financial center with a team of staff to complete onboard implementation of offshore funds worth over $1.5 billion.• Implemented a plan that resulted in transitioning of reporting tools to secured web portal, which enabled clients to retrieve their complete portfolio related historical data online.• Enhanced business analysis skills as a Subject Matter Expert by liaising with client, IT and data management teams on numerous projects and assisted in development of various reporting tools.

Toronto, Canada Area

• Managed a portfolio of HNI/SME clients and conducted thorough discovery to uncover financial needs and prepared unique lending solutions.• Reviewed and adjudicated credit applications prepared by the business unit, while identifying key risk elements, measuring them and the method to mitigate them in accordance with the bank’s internal credit policy and the risk appetite set by the board.• Regularly reviewed the market trends to identify profitable opportunities in selected segments in line with Bank's overall policy and risk appetite.• Prepared and structured high quality proposals in line with Bank's polices/regulations and assigned vital conditions on deals to be satisfied by the solicitors prior to closing.• Managed RBC shareholder risk through focused credit analysis routines, in-depth review of files including restructuring, and decisioning complex credit profiles.• Identified potential lending liabilities by analyzing financial statements, evaluating liquidity ratios (working capital, current and operating capital ratios etc.), and credit history; essential for determining risk associated with extending credit to SME clients.• Analyzed Cash Flow Statements along with Receivables Analysis to evaluate their propensity to generate sufficient cash for timely repayment of loans.• Funded credit instruments within delegated lending authority after reviewing required checks and ensured collateral security remains within approval guidelines.• Maintained portfolio of high quality risk via timely borrower/portfolio reviews; identified potentially deteriorating risk situations, and proactive remediation of shortfalls/write offs.• Sustained low credit application processing time and contributed to operational improvements by streamlining processes and enhanced value added services.

• Assisted Audit Manager in crosschecking of income statement expense items vs. invoices vs. contractors to ensure existence, accuracy and occurrence of transactions.• Assisted audit team with re-performance of financial statements to ensure accuracy and integrity of data.• Performed onsite review for clients tax assessments and credit eligibility.• Gained valuable insight regarding financial statements preparation and analysis along with budgeting proposals.

Professional Management Certification, Business Administration, Management And Operations

Bachelor Of Arts (Ba), Finance, General