 Founder and Chief Executive / Chief Operating Officer of various “start-up” niche financial service companies. Responsible for the design, development and delivery of a variety of innovative products, both wholesale (syndicated loan, capital and money market products) and retail (mortgages, loans, insurance and investment products). Experienced in the marketing, structuring, risk / credit analysis, due diligence, negotiation and delivery of complex international corporate finance, capital and money market funding transactions, including multi-jurisdictional asset securitisations (mortgages, trade receivables, cdo’s), structured finance transactions and acquisitions. An effective trouble-shooter and business process engineer with extensive international and multi-jurisdictional project management experience working to tight deadlines. A strategic thinker and initiator of ideas arriving at practical, cost effective solutions to complex market and business issues. A quick learner with business and risk / credit assessment experience of a wide variety of institutions (financial and other industries), derivative treasury products, international money / capital market, off-shore investment funds, life insurance, longevity risk products and various retail banking products. Strong interpersonal and communication skills with the ability to relate and manage relationships at all levels, including shareholders, boards of directors, staff, funders, regulatory bodies and other third parties. Experienced in the analysis, design and cost effective utilisation of Information Technology on a variety of platforms for the sourcing, delivery, management and administration of financial assets. Has undertaken public lectures and training programmes world-wide for Euromoney and the New York Institute of Finance and is a trained commercial mediator.