Sam Warui Email & Phone Number

Nairobi, Kenya

Nairobi, Kenya

✅Corporate Credit Manager:✔Led the structuring of a groundbreaking Government-to-Government (G2G) oil importation deal worth US$600 million between the Government of Kenya and three state-owned International Oil Companies (IOCs) from the United Arab Emirates and Saudi Arabia. This initiative significantly increased the bank's non-funded income, enhanced liquidity, and reinforced its position as a preferred financial institution for large-scale international trade agreements.✔Spearheaded a syndicate of regional banks in structuring an acquisition transaction valued at US$120 million, demonstrating adept negotiation skills and financial acumen.✔Negotiated and structured tailored loan arrangements for clients operating in the digital credit providers (DCPs) sector, facilitating a US$100 million working capital financing for DCPs.✔Played a pivotal role in growing the funded portfolio of the Corporate & Investments Banking Unit from Kshs.96 billion to Kshs.129 billion within a span of 2 years, showcasing strategic portfolio management and business development capabilities.

Nairobi Kenya

✅Achievements✔Orchestrated the exponential growth of the Asset Financing Portfolio, expanding from inception to Ksh 14 billion in credit extended to existing clientele.✔Pioneered strategic initiatives, enhancing product uptake by 200% through the implementation of a cross-promotion strategy, targeting both new and established customers.Responsibilities:✔Conducted meticulous financial analyses of corporate clients, leveraging credit skills and ratio analysis to evaluate management, business strategy, and credit grading scores, while effectively communicating concerns.✔Maintained a vigilant eye on market trends, ensuring up-to-date knowledge of offerings to advise on potential business threats and opportunities.✔Produced comprehensive industry analysis reports and led annual reviews of credit files, while also identifying early warning signals for non-performing accounts and escalating as necessary.✔Monitored credit quality, promptly recognizing signs of deterioration and evaluating associated risks across transactions, products, and borrowers.✔Cultivated strong client relationships through in-depth business understanding and risk analysis, ensuring compliance with bank policies at all times.✔Conducted competitive intelligence gathering to inform product positioning, service offerings, and client engagement strategies.

Nairobi

✅Achievements:✔Significantly enhanced efficiency by reducing turnaround time for credit applications to less than 48 hours, down from an initial average of 96 hours.✔Successfully mitigated technical support complaints from branches to nearly zero.✔Implemented initiatives leading to a notable improvement in the quality of application presentations for supported branches.✔Contributed to the team involved in the ISO certification review of the bank and the EMV migration process.⭕Responsibilities:✔Reviewed credit applications as the first approver, ensuring compliance with lending procedures outlined in the credit policy manual.✔Conducted continuous reviews of credit application protocols and provided technical support to branch credit staff.✔Prepared Assets and Liabilities reports for executive committee presentations and Board Papers for the Board Credit Committee.✔Conducted market intelligence research and presented reports to the Credit Committee.✔Evaluated lending sectors and recommended adaptations, while monitoring financing product compliance for satisfactory conduct.

Nairobi Kenya

🛑Achievements:✔Significantly enhanced efficiency by reducing turnaround time for credit applications to less than 48 hours, down from an initial average of 96 hours.✔Successfully mitigated technical support complaints from branches to nearly zero.✔Implemented initiatives leading to a notable improvement in the quality of application presentations for supported branches.✔Contributed to the team involved in the ISO certification review of the bank and the EMV migration process.💎Responsibilities:✔Reviewed credit applications as the first approver, ensuring compliance with lending procedures outlined in the credit policy manual.✔Conducted continuous reviews of credit application protocols and provided technical support to branch credit staff.✔Prepared Assets and Liabilities reports for executive committee presentations and Board Papers for the Board Credit Committee.✔Conducted market intelligence research and presented reports to the Credit Committee.✔Evaluated lending sectors and recommended adaptations, while monitoring financing product compliance for satisfactory conduct.

Doctor Of Philosophy - Phd, Business Administration (Finance Option), Publications: Https://Www.Ijsr.Net/Getabstract.Php?Paperid=Sr24229175355

Masters, Finance, General

Certified Public Accountant - Finalist, Finance And Accounting

Bachelor'S Degree, Accounting

Activities and Societies: 1.President's Award Scheme 2.A day in the street Volunteering programme - Founder