• Strategized and implemented focused sales initiatives to onboard new merchants and clients, in alignment with designated KPIs.• Provided post-sales support, addressing merchants’ concerns through investigating issues, developing solutions, and generating detailed reports.• Cultivated relationships with key internal and external stakeholders.• Stay attuned to the market landscape, tracking competitive dynamics, pricing trends, product developments and emerging technologies.• Created a tracking template to enhance the management and monitoring of merchant agreements and incident reports, improving organizational efficiency.

• Analyze new and existing consumer credit reports, recommend or deny applications in compliance to the company’s credit policies and communicate decisions to the respective stakeholders in a timely manner.• Develop and monitor a credit control system in collaboration with sales and marketing, finance and executive team members from operating companies under my purview. • Maintain account records, conduct regular analysis of the credit-control system and implement changes as needed to reduce bad debts.• Highlight financial insights to the President and CFO during monthly departmental meeting.• Active participation in 5S – Kaisen initiative.o Adopted role as Zone Leader for Credit department. Ensured that the department adheres to and is updated on the policies pertaining the 5S – Kaisen concept.o Member of 5S working committee, Visual Standards. Develop guidelines and provide training and education aligning with 5S - Kaisen concept to internal stakeholders.

• Identify prospects and build immediate report and new business relationships.• Developing and maintaining productive relationships with both old and new clients.• Promote the company brand to clients and ensure that their knowledge is current and appropriate.• Analyze and translate prospects’ financial data into concise and meaningful report in a timely manner for creditors’ evaluation and approval.• Follow up with cases and convey necessary information to all related parties in a timely and accurate manner.• Assist and deliver ad hoc tasks efficiently and effectively.• Assist senior manager in sourcing information, reporting, and assisting key personnel in new initiative implemented into existing process flow.

• Encourage students to learn independently.• Analyze strengths and weaknesses of students and provide guidance for them to excel in Mathematics and English subjects.• Convey to parents' regarding students performance in subjects taken and address their inquiries.