Sambit Mishra Email & Phone Number

India

Hyderabad, Telangana, India

Hyderabad, Telangana, India

 Leading Underwriting/Credit Risk Ratings Team for WF India and Philippines based employees for different vertical businesses (ABL, Inventory Finance, Commercial Services Group) Successfully led the transition and service delivery of Distribution finance business and helped in setting up 20+ FTEs in India and 5+ FTEs in Manila (PHP) for the Credit Reviews/Risk Rating process. Built a strong governance rigor around dashboards, governance reporting, and escalation… Show more  Leading Underwriting/Credit Risk Ratings Team for WF India and Philippines based employees for different vertical businesses (ABL, Inventory Finance, Commercial Services Group) Successfully led the transition and service delivery of Distribution finance business and helped in setting up 20+ FTEs in India and 5+ FTEs in Manila (PHP) for the Credit Reviews/Risk Rating process. Built a strong governance rigor around dashboards, governance reporting, and escalation management. Established multi-site operations from the ground up, built capabilities and developed governance structure for service delivery strategy and enhanced internal controls for multiple relationships.  Delivered key transformational and automation projects, helping in process efficiency and dollar savings  Risk Initiatives- Identified key risks across all the processes for Commercial Banking and Investment Banking and ensured appropriate controls are in place  Awarded 4 Championship/Spotlight awards in FY 23 / FY 24 for managing 3 critical projects effectively, along with one for best team performance. Delivered best-in-class team with lowest attrition among various processes in last 3 years coupled with zero escalations and misses.  Excellent record on people retention and grooming; over 50% team members from 2021, taking over SME and other lead positions in 2024. Recognised and awarded the best project in the Commercial and Investment Banking segment for executing Key Transformation Project in Q3, 2024 Show less

Gurgaon, India

Transitioned the credit risk assessment process for large corporates and FIs and had set up a team of Senior Credit Analysts (20 FTEs) for one of the largest European based Bank (Natixis). People Manager- Commercial Lending- Managed Senior Underwriters (20+) for commercial lending process (Natixis US Portfolio)Credit risk assessment for large corporates and Global Financial Institutions (Banks/Insurance Companies/Broker-Dealers) for US markets and other LATAM countries (Brazil, Peru… Show more Transitioned the credit risk assessment process for large corporates and FIs and had set up a team of Senior Credit Analysts (20 FTEs) for one of the largest European based Bank (Natixis). People Manager- Commercial Lending- Managed Senior Underwriters (20+) for commercial lending process (Natixis US Portfolio)Credit risk assessment for large corporates and Global Financial Institutions (Banks/Insurance Companies/Broker-Dealers) for US markets and other LATAM countries (Brazil, Peru, Chile, Mexico etc) in connection with annual reviews and multi million dollar transactions.Recommend rating and limits and present findings to various credit committee (Large Corporates/Financial Institutions)SLA Management, Pre-Sales, Business Development, Client Management, Coaching & Mentoring, Resource Management. Show less

Gurgaon, India

Supported the credit approvals of Mid-size Corporate loans across multiple regions like US, UK, Canada, Italy and France.Responsible for conducting in-depth credit risk analysis for small and mid-sized corporates and approving a credit line based on credit assessment.  Preparing periodic credit risk reviews through the means of industry performance and market analysis and extensive financial statement analysis (i.e. income statement, balance sheet & cash flow statement). Member of… Show more Supported the credit approvals of Mid-size Corporate loans across multiple regions like US, UK, Canada, Italy and France.Responsible for conducting in-depth credit risk analysis for small and mid-sized corporates and approving a credit line based on credit assessment.  Preparing periodic credit risk reviews through the means of industry performance and market analysis and extensive financial statement analysis (i.e. income statement, balance sheet & cash flow statement). Member of Credit Approval Committee- Drafting detailed credit proposals for a higher credit line size (over $12MM) and presenting the same to Vice President and other high line committee on weekly basis with detailed financial commentary, trend analysis followed by final recommendation. Credit analysis includes, but not limited to financial statement (business and personal) reviews, wide range of business models and industry risk assessment, coupled with support from internal and external model outputs to reach sound credit decisions.Ensuring SLA are met with dedicated deadline Show less

New Delhi Area, India

 Prepared Project Feasibility Report and delivering to Potential Investors for all the new proposals necessary to maximize value. The work involves Market Intelligence, Industry Analysis, and Financial Analysis to represent feasibility through Financial Modelling, through popular methods like NPV and IRR. Conducted detailed market study to analyse the latest market trends, competitor’s analysis and providing valuable inputs for marketing strategies, including preparation of pitch books… Show more  Prepared Project Feasibility Report and delivering to Potential Investors for all the new proposals necessary to maximize value. The work involves Market Intelligence, Industry Analysis, and Financial Analysis to represent feasibility through Financial Modelling, through popular methods like NPV and IRR. Conducted detailed market study to analyse the latest market trends, competitor’s analysis and providing valuable inputs for marketing strategies, including preparation of pitch books, information memorandums, teasers etc. Managed End to End Relationships with Investors from Pre-Deal to Deal Finalization like understanding their operations, future strategy, Term Sheet finalization, Exits Strategy, Legal Documentation Works and general co-ordination for smooth running of project. Led Annual Financial/Business process, with focus on each line item in expenses/costs. Budget preparation for core project, variance analysis, funds utilization and funds requirement for each project monthly, fortnightly with co-ordination from all internal and external departments and report to senior leaders with performance summary report.Presales, Business Development Show less

Gurgaon

 The activity involves credit underwriting for one of the largest Inventory Financing Company in the World, GE Commercial Distribution Finance for key dealers like Yamaha, Suzuki, Bombardier and Whirlpool for deal size up to $50Million. Determine the key credit risks (such as financial, operational or economic factors) and analyse the mitigating factors for the deal being reviewed, approval on credit facilities after ensuring that they are consistent with the credit policy guidelines… Show more  The activity involves credit underwriting for one of the largest Inventory Financing Company in the World, GE Commercial Distribution Finance for key dealers like Yamaha, Suzuki, Bombardier and Whirlpool for deal size up to $50Million. Determine the key credit risks (such as financial, operational or economic factors) and analyse the mitigating factors for the deal being reviewed, approval on credit facilities after ensuring that they are consistent with the credit policy guidelines The credit review also involves use of various applications like MRA (Moody’s Risk Analyst), AIMS (Accounts Information Management System), Dun & Bradstreet, Credit Bureau Reports etc. Undergone on the Job Training in Hoffman Estates, Illinois, US which helped in direct client interaction about the process improvement and excellence. Show less

Mumbai

Mumbai. Raising of Funds Through ECB & FCCB & Securitization in Indian Market

Master Of Business Administration - Mba, Finance, A

Topper of MBA Batch

Bachelor Of Commerce, Accounting & Finance, A

University Rank Holder

12Th, Commerce, A

State Rank Holder (Gold Medallist)