Samir Karimov Email & Phone Number

Baku, Az

- To provide strategic oversight and guidance on risk management that could impact the collective business interests of AmCham Azerbaijan's member companies, focusing on fostering a resilient business environment in Azerbaijan by anticipating, understanding, and addressing potential risks.- To be the leading authority and trusted partner in risk management within Azerbaijan, creating a proactive business community that effectively navigates challenges and contributes to a stable and prosperous economic landscape.

- Established and implemented ERM practice at Neqsol Holding and its group companies;- Voting Member of Neqsol Holding Risk Committee;- Leading Risk Assessment practice of strategic activities, investments, and capital expenditures;- Supervision, guidance, and support of Risk Management practice across Neqsol Holding companies;- Establishment and implementation of incident management practice;

- Successfully managed 4 key divisions, fostering risk management excellence and teams' effectiveness;- Voting member of Risk, Credit, Strategy, and ALM committees;- Generated customized reports, providing timely and accurate risk insights for decision-making;- Key participation in the development of Scoring models;- Developed effective risk measurement tools and established clear limits for risk management;- Enhanced corporate and SME loans' risk assessment;- Monitored financial risk indicators, offering insights into risk trends and mitigation actions;- Contributed insights to ensure precise financial reporting;

Baku

- Designed and conducted risk assessment models and reports across various sectors for Holding Management, enabling informed decision-making;- Conducted feasibility and risk assessments for investments and capital expenditures;- Monitored expenses for major investments and established capital expenditure guidelines;- Delivered assurance reports to the Divestment Committee and analyzed receivables for informed decision-making;- Supervised bad debts collection and implemented risk mitigation strategies for Holding-wide companies;- Assisted the CFO with insurance-related tasks and internal guidelines for effective insurance management;

Baku, Azerbaijan

- Implemented strategic initiatives, reducing toxic assets, and introducing Scoring Models to enhance credit assessment accuracy;- Prepared and represented risk and financial reporting to regulatory authorities, ensuring compliance and stakeholder communication;- Increased profitability of consumer loans through optimized risk appetite and provisioning strategy;- Managed critical divisions, overseeing risk management strategies for effective risk identification, assessment, and mitigation;- Leveraged analytical-forecasting models and created reporting templates for the Risk Management Committee;- Implemented FX Risk Management and operational risk control techniques to strengthen the risk management framework;

Baku

- Collaborated with the bank Management Board to assess risks and support strategic growth opportunities;- Coordinated and presented data and reports to the Risk Management Committee;- Served as a member and coordinator for the Assets and Liabilities Management Committee;- Assessed ongoing and completed projects within the risk management framework;- Prepared and approved anti-money laundering and compliance policies;

- Coordinator of Risk Management Projects led by International Financial Corporation (IFC);- Identified and analyzed potential risks to assets and earnings, recommending risk control measures;- Participated in various committees including Risk Management, Assets and Liabilities Management, IT, and HR;- Developed incentive schemes and models for various departments;- Measured, monitored, and controlled financial and operational risk indicators daily;- Designed guidelines, reporting forms, and tools for liquidity and operational risk management;- Analyzed cash flow and interest income using risk management techniques;- Created a Risk Control and Self-Assessment model for operational risk;- Designed a reporting instrument for Operational Risk in Visual Basic;- Developed for Business Continuity Plan (BCP) creation and administration;- Conducted quantitative and statistical analysis for the annual Strategic Plan;- Collaborated with international consultants to design a new financial reporting system;- Areas of expertise include Risk Management, Risk Evaluation, Scoring Models, and Project Management;- Monitored daily cash and foreign exchange operations;- Utilized advanced MS Excel programming and modeling skills for project completion;

• Designed and implemented guidelines, reporting forms, analysis tools for market risk management• Constructed Value at Risk model for foreign exchange and capital structure of the bank. Conducted quarterly financial performance reports about credit and deposit portfolios• Analyzed and forecasted credit and deposit portfolios, income and expenses on a monthly basis.

Executive Mba, Business Administration And Management, General

Bachelor, Business Administration (Eng)