Sandra Rivera Email & Phone Number

Brandon Florida

Review Collateral, Compliance files and prepared for Shipping. Trained new file reviewers.

knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA, GLBA/Regulation P, FDCPA, FCRA/Regulation V

Tampa/St. Petersburg, Florida Area

Managed REO's, Foreclosure's and Performing Assets. Shadowed Servicer making sure they were in compliance with State, Federal regulations and guidelines. Shadowed Attorneys to make sure milestones were met in a timely manner during the foreclosure process. Strong foreclosure and loss mitigation knowledge.

Tampa/St. Petersburg, Florida Area

Worked on the OCC foreclosure review project,. Analyzing the payments, ,escrow and corporate advance distribution by the bank based on State, Federal and Investor guidelines.. Researched delinquent taxes and did special projects reviewing title and property legal's. Due diligence in new pool acquisitions.

Tampa/St. Petersburg, Florida Area

Docket based legal compliance and management solutions for mortgage servicers, law firms, investors, insurers and regulators with the data & analytics necessary for best practice compliance and timelines. Audited the foreclosure and bankruptcy time lines provided in Attorney files against the court Dockets, checked for compliance timelines.

Tampa/St. Petersburg, Florida Area

Reviewed foreclosure & modifications documents to make sure the bank followed, Investor, State and Federal guidelines. Made recommendations regarding any harm that may have been caused to homeowners. Performed due diligence on all files in foreclosure, short sale or modification process.working knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA… Show more Reviewed foreclosure & modifications documents to make sure the bank followed, Investor, State and Federal guidelines. Made recommendations regarding any harm that may have been caused to homeowners. Performed due diligence on all files in foreclosure, short sale or modification process.working knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA, GLBA/Regulation P, FDCPA, FCRA/Regulation V Show less

Orlando, Florida Area

Short Sale & all loss mitigation options available to home owners negotiated.

Fresno, California Area

Audited Loan Documents to make sure the banks followed State and Federal guidelines. Audited to make sure that RESPA and TILA were done within compliance of State and Federal guidelines.

Ventura/Bakersfield California

Sales and Compliance VP. Hired, trained and oversaw the sales department. Motivated and put together training manuals for the sales force. Made sure Corporation was in compliance with State, Federal, local and licensing requirements. Managed, coached, motivated and able to grow team.

Business Administration And Management, General

Activities and Societies: Accounting and business classes

Business Administration And Management, General

Studied Contract Law and business classes

Liberal Arts

Activities and Societies: Aspira, Puerto Rican club. Programming