Sandra Picard, Cfe, Cor Level 3,Fac P-Pm Email & Phone Number

Washington D.C.

Annapolis, MD

Develop and manage direct reports by discussing weekly game plan and providing feedback. Drive Front End Standards and validate cashier observations.Independently delegate and assign tasks to direct reports. Drive sales and the customer experience.

Orange Park, Florida

• Interview prospective parents and students to determine if the school is the proper educational facility for the student.
• Conduct research into applicable scholarships for prospective and enrolled students on a variety of governmental websites. Track enrolled students’ scholarship funding through governmental websites to obtain the most.
• Manage outbound communications with parents during the enrollment process and other administrative general office duties and projects as assigned.

Jacksonville, Florida

• Planned and conducted compliance tests of business processes to assess the effectiveness of controls to comply with federal and state regulatory requirements including but not limited to FDPA (Flood Disasters.
• Worked closely with business, legal, risk, and audit functions to provide expertise on regulatory compliance matters, assess and measure compliance and related risks, and monitor and test the adequacy of the firm's.

Jacksonville, Florida Area

• Worked as an accomplished member of the Contract Repudiation Unit with assets in excess of $3 billion and 1500 contracts. Created 140 cases briefings for contract repudiation, minimizing damages paid out on the balance.
• Routinely managed multiple receiverships simultaneously and oversee contract and lease repudiations and terminations, correspondent lending asset loan portfolios, loan purchase and sale agreements including quality.
• Successfully managed the collection of pre-paid insurance premiums in excess of $500,000.00 and over $10 million in Bank Owned Life Insurance and completed the reconciliation of over 1,500 contracts for three large.
• Researched, analyzed, interpreted financial regulations, laws, practices or procedures, organized and developed administrative policy, training manuals and credit review reporting standards during the initial set up of.
• Working with management, and using excel, developed the employee tracking spreadsheets that allows users to enter data into various formats as well as manipulation of data in existing spreadsheets from outside sources..

Jacksonville, Florida Area

• Established Quality Assurance/Compliance Program for distressed asset portfolio refinance project. Developed a Quality control plan for meeting Fair Lending requirements, including compliance with RESPA, TILA, HMDA.
• Responsible for the recruitment, staffing, mentoring, training and coaching of 10 Quality Assurance analysts. Prepared employee goals and objectives in accordance with performance management guidelines.
• Analyzed data and provided feedback to senior level managers on accuracy of loan applications and meeting of compliance standards. Served as branch liaison with corporate compliance. Communicated legal, regulatory or.

Jacksonville, Florida Area

• Directed and managed the Operational Risk Vendor Assessment Team of 10 auditors performing daily, weekly and monthly data monitoring from outsource vendors resulting in reaching the corporate goals of 98% accuracy..
• Project team member and business line team member for the design and development of database specifications for both front end and backend processing systems. Designed, tested, and deployed functional tracking.
• Project team lead for the transition of the Lombard, Illinois Centralized Receiving area to Jacksonville FL. Designed, built and expanded Centralized Receiving Team for Post-Closing Operations. Established department.
• Reviewed portfolios of loan files for accuracy, completeness and compliance for loan purchase. Processed loan certifications for CRA/Bond programs with the Rhode Island Housing Authority, Massachusetts Housing.

Willow Grove, PA

Associate Of Arts And Sciences (A.A.S.), Legal Assistant/Paralegal

Education record