Ginnie Mae

For over 50 years, the Governmental National Mortgage Association (Ginnie Mae) has played a central role in expanding access to affordable homeownership for millions of veterans, rural borrowers, and low- and moderate-income Americans. By channeling global capital into the U.S. housing market, we help ensure mortgage lenders have reliable financing to offer government-insured and guaranteed loans backed by the Federal Housing Administration (FHA), Veterans Affairs (VA), United States Department of Agriculture’s Rural Development (USDA-RD), and Public and Indian Housing (PIH). This support ensures stability and reliability of government lending in all market conditions. As a key participant in the U.S. Agency mortgage-backed securities (MBS) market - the second largest global fixed income market after U.S. Treasuries - Ginnie Mae offers the only MBS to carry the full faith and credit of the U.S. government. This government guarantee provides investors the confidence that creates a deeply liquid market for Ginnie Mae MBS while protecting U.S. taxpayers. Ginnie Mae currently guarantees a portfolio with $2.7 trillion in Outstanding Principal Balance , representing more than 14 million single family and multifamily borrowers, and roughly a third of the MBS market. Average daily trading volume is more than $350 billion. If you’re a housing finance professional committed to innovation and expanding access to affordable homeownership, we encourage you to connect with us. Together, we can help shape the future of housing finance. Learn more at https://www.ginniemae.gov/. You can also find us on these social media sites: X: https://x.com/GinnieMaeGov Facebook: https://www.facebook.com/ginniemae.gov/ YouTube: https://www.youtube.com/@GNMAGov