Sandy Woo Email & Phone Number

Hong Kong

1) Prepare comprehensive and clearly written business credit applications for credit approval on a timely and effectively basis2) Proactively monitor excesses and communicate with customers in line with account strategy, seek proper approval for excesses and monitor loan & bills repayments in accordance with the Bank's policy3) Monitor risks on a continuous basis with prompt reporting and appropriate action to deal with irregularities4) Follow up closely with customers or respective Relationship Manager on submission of financials for timely preparation of analyses

Hong Kong

1) Provide credit administration / management for the business portfolio, in line with credit policies, underwriting standards and targets set by the Segment Head of CTA.2) Provide support and control to existing business to ensure that the services to customers are of the highest standard with the aim of minimizing risk / negative returns for each relationship laid down under the credit policy. 3) Assist RMs to seek proper approval for business credit applications / excesses in line with the Bank’s policy & procedures.4) Monitor market / industry changes and risk triggering events with prompt reporting and appropriate action to deal with irregularities.5) Prepare / update market intelligence report, industry report and risk monitoring reports on any timeframe as required from time to time.

Hong Kong

1) Manage and deal with a portfolio of Mid-Cap and Listed corporation clients in a variety of industries; 2) Engage in credit application and approval processes, corporate-financing activities and treasury market products E.g. credit insurance and factoring, RMB cash/trade-line, banking facility, bundled cash management, Government-guaranteed fund (SpGS, SGS), RMB Arbitrage NDF+DF, exotic options, IRS, derivatives, etc.;3) Develop sustainable business relationships with different commercial clients and Industry Associations.

Hong Kong

1) Conduct detailed analysis on client’s strategic needs and companies’ overall financial positions concerning profitability, cost structure, solvency, liquidity, efficiency, cash-flow performance, gearing, borrowing capacity, stock price volatility, pro forma forecast for predicting companies’ sustainability;2) Prepare risk analysis concerning business, process, market and credit risks in accordance with Basel II and HKMA requirements; conduct business and assets valuations and credit proposals.

Hong Kong

1) Responsible for Sarbane Oxley Act 404 Compliance Project including preparing of SOX documentation and risk control matrix, co-ordinate self-assessment and reporting to the regional office. Carry out SOX attestation for the Singapore office.2) Perform regular audit such as procurement audit, inventory audit, etc. for Hong Kong and Taiwan office and act as theme auditor of Canon Asia Region. 3) Strengthen internal control in the Asia region by setting up whistle-blower system (Ethics Point) and responsible for ad hoc fraud case investigation.

Hong Kong

1) Supervise a team of 3 audit staff performing various audit assignments including audit review of human resources function, funding allocation in different service units (e.g. schools, hospitals, day-care centers, etc.), cash & funding position of the Group, etc.2) Perform financial analysis to examine the cost effectiveness and financial status of different service units, and consolidated audit findings, prepare audit report and present the results to the Audit Committee.

Hong Kong

1) Carry out audit for clients of various sizes, from small sole proprietorship to listed companies, and performed special audit for company engaging in Initial Public Offering.2) Perform assessment and evaluation of inherent and control risks for material account balances and transactions, analytic review and ratio analysis.