My Journey began in 1988 with a vision to empower the small entrepreneurs of rural & semi-urban India and build a leading retail financial services enterprise with a Pan India Presence. Our motto is ‘Investing in the smallest dream’.Over the last 3 decades MAGMA has grown to be a key player in the retail finance segment, with a product suite across 10 business lines, a presence in 21 states with 300+ branches PAN India. It has built total assets under management of over Rs 16,000 crores and has 9000+ Magmaites working across verticals.Focused on providing financial solutions to the underbanked in the rural and semi-urban sector, Magma has over 4 Million happy customers. The Company is a leading vehicle and tractor financier and also offers SME, Auto lease, Construction equipment loans.Magma has a General Insurance business through a joint venture with HDI Gerling, a leading German Insurer. Magma HDI General Insurance focuses on motor, commercial and health insurance with Gross Written Premium of close to Rs 1300 crores. The company has registered a growth rate higher than the industry growth rate in the last 3 years.Magma has a 100% subsidiary Magma Housing Finance which is an affordable housing finance company which started with the acquisition of GE Housing Finance and is today a Pan India player with Assets Under Management of close to Rs 3300 crores.Further information on me and the management team can be found on our website www.magma.co.in