Sanjay Kar Email & Phone Number

Analytics expert having 16+ years of experience in risk management with leading financial institutions & bureau. Have strong blend of experience into finding strategic business solutions and use of statistical and Machine learning techniques.Synopsis:- Developed advance Analytics COE's and built flagship risk score for three countries.- Developed first ever Commercial risk score using financial data for the Saudi market.- Delivered analytical solutions for banks, NBFC's & Fintech using Advance analytics and Machine learning.- Scorecard development for Credit risk, Fraud analytics, Collection, Underwriting and Marketing campaign.- Credit card analytics( Acquisition, Line management, Forecasting, Strategy development & new product design).- Exploring alternate data and innovative solutions for the NTC population using ML.- Forecasting and portfolio management strategy for Mortgage,Overdraft & Line of credit.-Other diverse areas of work includes, Operational risk, Model monitoring, Pricing and RWA forecasting.- Many solutions using transaction data and non credit data for credit usage.- Consulted to Banks, NBFC's, MFI's and Fintechs for risk models and strategies and developed 100's of analytical solution for portfolio growth and risk management.

Listed skills include Sas, Business Analysis, Predictive Modeling, Analytics, and 23 others.