Sanjeev Kumar Chaubey Email & Phone Number

Kolkata, West Bengal, India

Joined Axis Bank as Area Credit Head in SEG

Jalandhar Area, India

Kolkata Area, India

Working as Cluster Credit Manager for SME Business

Bhopal And Kolkata

Credit Appraisal  Credit appraisal of prospective SME / Business Banking Group (Turn Over: 0 - 150 Cr. & Ticket Size: 25 lacs to 30 Cr) clients for fund based exposure like Working Capital, Overdraft/Cash Credit /Term Loan etc. and non fund based exposure like Letter of Credit / Bank Guarantee etc. It also includes preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees, within specific TAT. Overall responsibility to manage portfolio which includes commodity finance against pledge of warehouse receipt for FWRF, RWRF and BWRF cases.  Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, credit Programs and customers requirement Performing detailed credit and background reference checks on all prospective SME clients. Interacting with customer for resolving credit queries of the credit sanctioned. Manage and ensure timely sanction, renewal of accounts, disbursements, post-disbursement tracking for clients of Bhopal region. Training of Sales Team and credit executive team on credit and financial analysis.

Mumbai Area, India

started its activities in 1989 with the objective to be an active participant in nation building. SREI is today one of India's leading Non-Banking Financial Institutions (NBFI). The company's primary business includes financing construction equipment, infrastructure projects, imported and indigenous plant and machinery and renewable energy systems. SREI is operating across the country with a network of 65 branches and has also expanded its operations to UK, Germany and Russia. SREI is the first Indian Infrastructure Financing Company to be listed on the London Stock Exchange (LSE).Major functional areas are:Credit Appraisal  Pre-Credit Appraisal and credit underwriting. To do CAM checklist and process Credit Sanction note to ensure compliance with credit policy. Interacting with customer for resolving credit queries of the credit sanctioned. Studying and evaluating the project and accordingly suggesting the required transaction structure. Monitoring Credit Portfolio of Strategic Customers.Operations Execution of Sanction letter, loan documents and security documents. Scrutiny loan/security documents and issuance of Disbursement notice to Back Office Liaise with legal team for any change in standard documents To ensure compliance with the terms and conditions of the credit sanctioned Ensure security is perfected within defined timeline else penal interest is charged Keeping track of timely payment to vendors

Jamshedpur Area, India

 Negotiating and closing complex contracts with Telecommunications Operators and Regulators. Business opportunity identification and strategy formulation. Selection and management of local partners. Pluri-disciplinary and Multicultural Teams Management. Recruitment, support, co-ordination. Prospecting, partnership set-up and management, lobbying, negotiation. Technical and financial management, planning and expatriate teams’ management.

Key Functional Areas: Spearheaded Operations as Team Leader to carry out responsibility of launching South Bihar Project. Facilitated Operation & Maintenance, Fault Management activity of Bihar and Jharkhand BSC and Cell Sites. Key role in analysis and monitoring of more than 7000 BTS all over India from CNOC Mumbai. Carried out rectification activities of CORE faults for the assigned zone follow up with Circle Team, escalation to TAC, Vendor Support till the clearance of the fault. Assisted Circle Team in Planned Event Execution to keep Shift Logs and do proper Handover to the Subsequent shift Engineer and Shift Head regarding Pending faults and relevant network issues.Achievements: Played a pivotal role in launching & stabilising the new network operations spanning all the major cities and towns of South Bihar Region. Recognized for the exemplary performance and got promoted in the NOC Team which looks after the operations and maintenance on national level. Successfully conceptualised and tested & implemented a unique power saving scheme in May 08 applied across all national locations, resulting into cost savings of Rs 4 Million Per month. Saved Rupees 6 Lac (One time) during project implementation phase by convincing Site owner to construct shelter at his own cost.

 Worked on Computer Hardware Networking and received extensive training on telecom platforms like CDMA & GSM. Passed the CDMA training in the top 3 positions among a batch of 90 Network Engineers.

Post Graduate Diploma, Management

PGDM Full Time 2009 Modules Covered: Corporate Finance, Commercial Bank Management, Financial Derivatives, Fixed Income Securities.

Bachelor Of Engineering, Computer Science