Santhosh Kumar Email & Phone Number

Warsaw, Mazowieckie, Poland

Chennai, Tamil Nadu, India

Santhosh Kumar is actively involved in assisting the Payment Modernization Projects for North American Clients, where playing the key role of Product Owner in Managing the agile adoption for development and delivery process, defined sprintand product increment planning, risk, and status cadence along with responsible for creating and maintaining the Product backlog.● Providing the consultation and Industry guidance to Client and Customer Organization on various Functional Areas of Modern Payment Systems (Real time, High Value/Low Value, ACH, SWIFT), Digital and Core Banking practices, Trade Finance & Reconciliaton● Plan, execute and launch Minimum Viable Products(MVP) and proof of concepts for a various business features as part of product development● Liaise with Domestic/International schemes to derive the regulatory requirements for Product development.● Act as bridge between the technology design, development & testing teams● Conduct walkthrough' of the requirements & functional specifications to the design, development & testing teams.● Provide and maintain traceability for the product requirements against the functional solution provided.● Provide inputs for new product initiatives and support the Sales and Customer support teams for Product related queries, client demonstrations, User Acceptance Testing.● Perform Business Analysis for IT products focusing on Payment’s systems, core banking and financial markets.● Prepare Requirements documents, use cases, process flows, and necessary artifacts required for Product development● Review with Portfolio team closely and drive the backlog health at any point in time.● Use required tools for product lifecycle to come up with Process Flow charts in Giffy, PowerPoint & MS Visio.● Perform Sprint Product Refinements, guide engineering team on the product priorities.

Chennai Area, India

Techno-functional Consultant (ITIL V4 /SAFe 5 Agilist) with expertise in Banking Industry, supporting Multiple Application Enhancements & Transformation/Integration projects for the critical applications across Banking - Payments Systems SWIFT, SEPA/TARGET2/TIPS, UAEFTS (Domestic Fund transfer system),UAEDDS (Direct Debit system) & ICCS (Cheque clearing system) , Trade Finance(LC & Guarantees, Invoice discounting) & Intellimatch (Nostro & ATM Recon), Intellitracs (Payments Investigations), Europe Einvoice payments. Hands-on experience in conducting requirement validation, impact analysis, solution discussions and support user acceptance testing and go-live activities. Certified Microsoft AZURE and Amazon AWS Practitioner and quick learner to adapt cloud technologies and project. Handled implementation of Payment Platform Modernization for the leading Bank at Dubai, project includes Reconciliation system (Intellimatch), Payment investigation (Intellitracs) & UAE Central Bank systems (ICCS & IPI) Independently handled the Enterprise General Ledger Recon (reconciliation for 895 GLs) from requirement gathering, Functional Walkthroughs, Test Scenario, Defect Management & project reporting and received direct appreciation from Client. Handled end to end Application Version Upgrade from legacy to Higher version for the applications -SWIFT, Intellimatch (Reconciliation) & Intellitracs (Payment Investigation) Application support analyst for the Payments & Trade Finance platform, worked at both Onshore (short term) & Offshore locations Strong technical knowledge in PL/SQL, OOPS concepts, IBM WAS/MQ deployment, Webservices & Azure AD Integration. Well Versed in SWIFT & UAE Central Bank MT formats 1xx,2xx,7xx & 9xx. Acted as Subject Matter expert for the Bank reconciliation Nostro, ATM & SWITCH reconciliation, Visa & MasterCard acquirer & issuer reconciliation

Chennai Area, India

• Handling L2 Issues across applications like Factoring,Trade finance and Reconcillation.• Excellent analytical and technical knowledge in bug fixing and debugging the production issues.• Support Severity 1 & 2 issues by co-ordinating with Business, Infrastructure and vendor teams, and ensure timely resolution of critical production issues within defined SLA’s.• Experience in handling projects or enhancements across Trade finance, Reconciliation and Factoring.• Experience in conducting requirement validation, impact analysis, solution discussions and support user acceptance testing and go-live activities.• Has good knowledge on application infrastructure like database structures, interfaces etc., which helps to bridge the GAP between the Vendor and Business.• Good technical skills in Core JAVA, SQL, PLSQL that helps in performing effective RCA and reduce TAT for Releases and Patches.• Plays a role of back-up for PMO activities for Noor Bank. Has successfully handled Process audits (Both Internal & External).o Implemented monthly dashboard tool which would present key KPI’s and SL’s for business and operations alike for seamless delivery.o Delivered high level Peformance reports to the stake holders for budgeting and planning purposeo Good knowledge in Data security and Privacy{DS&P} and Business Continuity plan.